Explore the differences! FHA VS Conventional loan programs in Westfield, Hamilton County, Indiana

In the year 2025, the conventional loan threshold in Westfield, located in Hamilton county, IN is set at $726,200, whereas the FHA loan upper limit for a single-family dwelling stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today’s top Conventional, FHA, and USDA rates and understand the qualification needs such as income, credit, reserves, and documents. Our sophisticated mortgage calculator lets you compare Conventional loans with USDA, FHA, and VA side by side, making it easier to decide the best option for your financial standing in IN.

Explore loan options from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Westfield, Hamilton, IN

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The following table references these ZIP codes: 46033, 46074

Options for Conventional and FHA Loans in Westfield, IN

The mission of Lendersa® is to obtain the most favorable Conventional, USDA, or FHA loan for you quickly and efficiently. Choose from three options that will connect you with matching lenders and programs.

Results of Lendersa USDA loan inquiry and matching


  • Barnett Financial Services Inc
  • 2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Florida Home Mortgage Corp
  • 1949 Par Drive, Naples, FL, 34120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Katahdin Trust Company
  • 11 Main Street, Patten, ME, 04765
  • Katahdin Trust is built on our heritage of commitment to the growth of the communities we serve. In our role as a true community bank, Katahdin Trust and its employees have long been recognized for our commitment to giving back to the communities that we serve. We are very proud that our commitment to communities is so extensive.
  • Jet Real Estate
  • 410 Evernia St #523, West Palm Beach, FL, 33401
  • ## Welcome to Jamison Troutman Real Estate ### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
  • Landmark Appraisal & Realty Group, Inc.
  • 301 Clematis Street, Suite 3000, West Palm Beach, FL, 33401
  • Landmark Appraisal & Realty Group is owned and operated by Matt Thoren, a 24 year veteran of South Florida real estate. Our appraisal firm covers Palm Beach, Broward, Martin and St. Lucie Counties. Our staff of appraisers are strategically located in the areas we cover – we live where you live!
  • SWAPAMORTGAGE LLC
  • 805 N. Olive Ave, West Palm Beach, FL, 33401
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."
  • Palm Beach First Financial & Mortgage Company LLC
  • 120 South Olive Avenue, Suite 602, West Palm Beach, FL, 33401
  • Palm Beach First Financial and Mortgage is a leading lender in the West Palm Beach area. Palm Beach First Financial and Mortgage can provide low rate, no hassle mortgages for primary residences, second (vacation) homes, and investment properties. Eric can also work with current homeowners who are looking to refinance to a lower rate or payment.
  • Jet Mortgage Group
  • 224 Datura Street, Suite 910, West Palm Beach, FL, 33401
  • Jet Mortgage Group is committed to providing the highest level of service and expertise, all while moving at supersonic speed. Our network of over 100 lenders means we have the best loan program for your needs, at the best price. If you’re buying your first home, relocating to a new area.
  • GREYSON CAPITAL, LLC
  • 120 S. Olive Avenue | Suite 701, West Palm Beach, FL, 33401
  • Greyson Capital, LLC is more than a full service mortgage lender. When you contact us, a Greyson mortgage specialist will walk you through the transaction, be it the purchase of a new residence, a second home, or an investment property. We also offer a variety of refinancing programs and products to fit your specific needs.
  • Ocean Capital Lending
  • 120 S. Olive Ave., Suite 311, West Palm Beach, FL, 33401
  • Ocean Capital’s comprehensive services represent the best in class & are resetting the bar for all others to follow.We meld experts in real estate,estate & financial planning, tax strategy & accounting, securities & insurance,portfolio managers,researchers and traders into a cohesive team that serves the unique needs of our diversified client base.