FHA VS Conventional loan in Vincennes, Knox County, Indiana

In 2025, the conventional loan limit established for Vincennes, located in Knox county, IN, reaches $726,200. Meanwhile, the FHA limit set for a single-family home is $472,030, providing flexibility for prospective homeowners looking to secure a loan that fits their financial strategy.

Using the Lendersa® Conventional loan calculator, you can compare today's most competitive rates across Conventional, FHA, and USDA loans. Evaluate the necessary income, credit score, reserves, and documents required to qualify effectively. With our advanced mortgage calculator, you can review different options including Conforming Conventional loans, USDA, FHA, and VA programs side by side, aiding you in selecting the most suitable program available in IN, perfectly aligned with your particular financial plan.

Review loan offers submitted by over 100 different lenders

2025 Loan Limits and Down Payment Requirements in Vincennes, Knox, IN

Loan Type Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Details in this comparison table are applicable to zip codes: 47591

Explore Your Conventional and FHA Loan Options in Vincennes, IN

The goal of Lendersa® is to efficiently obtain the ideal Conventional, USDA, or FHA loan, with minimal hassles. You can choose from one of three starting points, each guiding you to matching lenders and loan programs, suitable for achieving your financial goals.

USDA loan request outcomes with Lendersa


  • Integrity Mortgage & Financial Services, Inc.
  • 3205 Cascade Dr, Suite B, Valparaiso, IN, 46383
  • We'll help you plan your finances with confidence.From financial analysis & cash flow assessments to refinances & reverse mortgages,we specialize in helping you manage your finances.There's no better time than now. Take the first step on the road to a more enjoyable and debt-free life
  • CU Mortgage Service
  • 225 Aberdeen Drive, Suite A, Valparaiso, IN, 46385
  • CU Mortgage Service works with both credit union members and non-members. Whether you’re financing your first home, refinancing your current one, or buying your dream home, our loan officers will help you choose a mortgage that’s right for you. It’s what we’ve been doing since 1986.
  • Boda Finance LLC
  • 5164 East 81st Street 3rd Floor, Merrillville, IN, 46410
  • We at Boda Finance believe there is no deal that is too big to fund. From refinancing, to construction, and blanket loans, we focus on financing quickly and without hassle. If you are in need of a lending partner, look no further than Boda Finance LLC! We get you funded regardless of the market conditions!
  • ProFinance Federal Credit Union
  • 7700 Broadway, Merrillville, IN, 46410
  • ProFinance Federal Credit Union is a locally owned, nonprofit, community-focused credit union for the cities and towns of Merrillville, Gary, New Chicago,Portage, Hobart, Lake Station, and South Haven. Established in 1938, our financial institution has been proud to offer our members a complete array of financial services including debit
  • Northern Indiana Federal Credit Union
  • 8121 Grand Boulevard, Merrillville, IN, 46410
  • Northern Indiana FCU offers honest service, incredibly competitive rates and flexible terms on a variety of loans to fit your budget and lifestyle. If you have an existing loan with another lender, talk to us about refinancing. We may be able to help you reduce or lower your monthly payments
  • A&M Mortgage Group
  • 8585 Broadway, Suite 600, Merrillville, IN, 46410
  • A&M Mortgage Group is a mortgage broker with operations in two states. A&M Mortgage Group offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages. Since 2007 we have helped thousands of families get the best terms on their mortgage, and a truly enjoyable mortgage experience.
  • Lake Mortgage Company, Inc.
  • 4000 W Lincoln Hwy, Merrillville, IN, 46410
  • Lake Mortgage Company first opened its doors in 1946 in Gary, Indiana. With more than 75 years in business, we are now the oldest and most established mortgage banking firm in the region. We specialize in dependable pre-approvals and efficient loan processing so you can close your transaction on time.
  • Centier Bank
  • 600 E. 84th Ave, Merrillville, IN, 46410
  • Centier is Indiana’s largest private family-owned bank. Since 1895, the Schrage family has built a legacy of success that extends throughout the communities it serves. As a family-owned bank, Centier stands firmly behind its “Not For Sale” promise, pledging to the families, businesses, and communities of Indiana.