Explore the differences! FHA VS Conventional loan programs in West-Lafayette, Tippecanoe County, Indiana

In 2026, the Conventional loan limit for West-Lafayette in Tippecanoe County, IN is $647,200, while the FHA limit for a single-family residence is $420,680.

Lendersa® provides a Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Here, you can determine required qualifications such as income, credit, savings, and necessary documents. With our innovative mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA side by side to identify the best program in IN tailored to your financial needs.

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2026 Loan Limits and Down Payment Requirements in West-Lafayette, Tippecanoe County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The above table is applicable to the following zip codes: 47906

Exploring Conventional and FHA Loan Options in West-Lafayette, IN

Lendersa® aims to facilitate your access to the most favorable Conventional, USDA, or FHA loan efficiently and smoothly. Choose one of three initial pathways leading to compatible lenders and loan options.

Results of Lendersa USDA loan request and matching


West-Lafayette Lenders

  • Purdue Federal Credit Union
  • 1725 Veterans Memorial Pkwy S, Lafayette, IN, 47909
  • Lends in Indiana
  • Purdue University Employees Credit Union was founded in 1969 by a group of university employees. Put simply, they wanted a place where they, their families and fellow employees could save and borrow money safely, confidentially, & at a fair rate of interest. Through its 10 full-service branches, three satellite branches & digital banking services.

  • Bank of Wolcott
  • 105 North Range Street, Wolcott, IN, 47995
  • Lends in Indiana
  • Bank of Wolcott has been proudly serving local communities with the knowledge, experience, and financial resources to assist our customers in meeting their financial goals and objectives. Today, just as when we opened our doors in 1944, Bank of Wolcott is an independently owned community bank making decisions.

  • The Farmers and Merchants Bank
  • 302 South Old Us Highway 41, Boswell, IN, 47921
  • Lends in Indiana
  • Farmers & Merchants Bank is locally owned and operated, right here in Indiana. That means that loan decisions are made in our local office. That's right - loan decisions are made quickly by us - not a suit in a board room. This means money stays in the community, and you will deal with our friendly staff, not with someone you don't know.

  • The Farmers Bank, Frankfort, Indiana
  • 9 East Clinton Street, Frankfort, IN, 46041
  • Lends in Indiana
  • The Farmers Bank is a $775 million asset organization chartered in 1876 with headquarters in Frankfort, IN. The Farmers Bank is locally owned and operated with 10 banking offices located in Central Indiana providing retail, business, investment & trust services, mortgage, and electronic banking services.

  • CentreBank
  • 128 North Main Street, Veedersburg, IN, 47987
  • Lends in Indiana
  • CentreBank, previously known as The Veedersburg State Bank, was founded in 1917. Upon opening, the Bank only consisted of one branch located in Veedersburg, Indiana; it remained the only bank in Veedersburg for over 80 years. In 1982 CentreBank expanded with a drive up location in Sterling, followed with a location in Covington in 1990.

  • Home National Bank
  • 117 E Main Street, Thorntown, IN, 46071
  • Lends in Indiana
  • Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.

  • Community State Bank
  • 224 W Main St, Brook, IN, 47922
  • Lends in Indiana
  • We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years. Visit our page often for community news and discussion as well as important bank announcements.Facebook page. We are a community owned and operated bank that has served Brook and the surrounding communities for over 85 years.

  • Community First Bank of Indiana
  • 201 West Sycamore Street, Kokomo, IN, 46901
  • Lends in Indiana
  • Providing exceptional financial products and outstanding customer service is our commitment! As a locally owned & operated bank, at Community First Bank of Indiana we view our client as much more than an account, it’s a know-you-by-name relationship.Our team of expert bankers in central Indiana are here to help with all of your checking and saving.

  • Indiana Heartland FCU
  • 402 S Berkley Road, Kokomo, IN, 46901
  • Lends in Indiana
  • Indiana Heartland Federal Credit Union has been serving the financial needs of hard working people since opening for business in 1932. Indiana Heartland FCU is a full service financial institution, but with the credit union difference of better rates on products and services and a customer-centric focus