FHA VS Conventional loan programs in 2025 for Derby, Sedgwick County, Kansas
In 2025, the Conventional loan limit for Derby in Sedgwick county, KS is set at $726,200, while the FHA loan cap for a single-family home stands at $472,030.
Utilize Lendersa®'s Conventional loan calculator to check out today's top rates for Conventional, FHA, and USDA programs. Determine the income, credit, savings, and documentation needed for approval. Our sophisticated mortgage comparison tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best fit for your financial situation in KS.
2025 Loan Limits and Down Payment Criteria in Derby, Sedgwick County, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Comparison table applicable to the following zip codes: 67037
Examining Conventional and FHA Loan Options in Derby, KS
The aim of Lendersa® is to efficiently connect you with the best Conventional, USDA, or FHA loan, hassle-free. Choose from three alternative starting strategies, each one providing access to compatible lenders and loan programs.
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