FHA VS Conventional loan in Wichita, Sedgwick County, Kansas
In the year 2026, the limit for Conventional loans in Wichita, situated in the county of Sedgwick, KS, is set at $726,200. In contrast, the FHA loan limit for a single-family home stands at $472,030.
Take advantage of the Lendersa® Conventional loan calculator to evaluate the best rates today for Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit, reserves, and documents for qualification. Moreover, our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in deciding which program in KS fits your specific financial situation best.
Loan limits and down payment requirements for 2026 in Wichita, county of Sedgwick, KS
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Relevant zip codes for this comparison table include: 67230
Loan options for Conventional and FHA in Wichita, KS
The aspiration of Lendersa® is to swiftly provide you with the ideal loan – be it Conventional, USDA, or FHA – without the hassle. Begin with any of the three initial steps that result in matching lenders and loan programs:
WFCU is a not-for-profit financial cooperative, which means that all of our members are also owners. Our members-first philosophy has served us well over the years. Wichita Municipal Federal Credit Union (WMFCU) was chartered in May 1940 to serve the municipal employees of the City of Wichita.
Home Bank and Trust Co is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
JR Mortgage Group Inc are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We are a wholesale residential mortgage lender who strives to do our best for all borrowers and applicants. In our best, we place ourselves in the applicant's shoes knowing their situation, and with our knowledge in the industry, help them make the best informed decision for the specific type of mortgage loan that will be most suitable for them.
We continue that philosophy by serving our mission to be the most trusted bank in the communities we serve by knowing and understanding the needs of customers, employees and shareholders while providing them with the best possible products, services and opportunities to meet their goals.
A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.
It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time.
With a mission of improving the lives of members and the communities we serve.
Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.
