FHA VS Conventional loan programs in Wichita, Sedgwick County, Kansas

In 2025, Convetional loan limit in Wichita, county of Sedgwick, KS is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in KS is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Wichita, county of Sedgwick, KS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 67230, 67235, 67260, 67217, 67216, 67215, 67214, 67213, 67212, 67211, 67210, 67219, 67218, 67223, 67220, 67226, 67202, 67203, 67204, 67205, 67206, 67207, 67208, 67209, 67201, 67275, 67276, 67277, 67278

Conventional and FHA loan options in Wichita, KS

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Security Trust Mortgage LLC
  • 1407 Hearthstone Drive, Fredericksburg, VA, 22401
  • At Security Trust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
  • NEW DOMINION FINANCIAL
  • 2093 Jefferson Davis Hwy, Fredericksburg, VA, 22401
  • NEW DOMINION FINANCIAL, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
  • Edgeworth Lending
  • 1320 Central Park Blvd, Fredericksburg, VA, 22401
  • Our role as a value-added, relationship-based direct private money lender is to help real estate investors successfully leverage capital so they can do more deals for a better ROI. Formed in 2008 by real estate investors for real estate investors as a flexible financing option for investors in a fluid and competitive real estate landscape.
  • Justice Federal Credit Union
  • 5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151
  • The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members
  • DMV Home Funding, LLC
  • 14151 A Robert Paris CT, Chantilly, VA, 20151
  • At DMV Home Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Freedom Bank
  • 4211 Pleasant Valley Road, Chantilly, VA, 20151
  • Freedom Bank strives to provide compelling ideas, relevant financial products and exceptional service to our clients in the way they wish to be served. We concentrate on industry verticals to deliver unique, sector-specific solutions and have market executives to engage local businesses and communities.
  • Empower Home Mortgage LLC
  • 4200 Pleasant Valley Road, Suite A, Chantilly, VA, 20151
  • Empower Home Mortgage, our mission is simple. Whether you are purchasing a new home or refinancing, we want to ensure that you feel comfortable with the process and are at ease. Our experienced mortgage professionals will guide you step by step through the process and keep you informed throughout.
  • UNITED MORTGAGE CORPORATION
  • 4080 Lafayette Center Drive Suite 100, Chantilly, VA, 20151
  • United Mortgage Corporation has provided industry-leading mortgage services and helped countless home buyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.
  • R&F Commercial Debt and Equity
  • 3684 Centerview Dr, Chantilly, VA, 20151
  • "Founded in 2011 with a strong reputation, expertise in real estate investment, and professionalism founder Steve Ross started R&F Commercial Debt and Equity in response to the challenges in the national real estate market and subsequent opportunities that have been created as its by-product.
  • City County Employees Credit Union
  • 1810 N Belcher Rd, Clearwater, FL, 33765
  • City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
  • Colonial 1st Mortgage INC
  • 11551 Nuckols Road, Suite G, Glen Allen, VA, 23059
  • Colonial 1st Mortgage We are a broker, which gives us the ability to shop multiple banks to find the right loan for you. We process your loan in house so that you are talking directly with us from beginning to end We offer an online application process or if you prefer to apply in person we are right here in Richmond.
  • TrustMor Mortgage Co., LLC
  • 5300 Hickory Park Drive, Glen Allen, VA, 23059
  • TrustMor, we straightforwardly tell you all you need to know, when you need to know it. We do what we say when we say we’ll do it. We’re there for you when you need help, answers and advice. You can trust us to always make your interests our first priority, and to make the complex mortgage lending process as simple.