FHA VS Conventional loan programs in 2026 for Wichita, Sedgwick County, Kansas

In the year 2026, the limit for Conventional loans in Wichita, situated in the county of Sedgwick, KS, is set at $726,200. In contrast, the FHA loan limit for a single-family home stands at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to evaluate the best rates today for Conventional, FHA, and USDA loans. This tool helps you determine the necessary income, credit, reserves, and documents for qualification. Moreover, our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in deciding which program in KS fits your specific financial situation best.

Compare loan offers from 100 lenders

Loan limits and down payment requirements for 2026 in Wichita, county of Sedgwick, KS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Relevant zip codes for this comparison table include: 67230

Loan options for Conventional and FHA in Wichita, KS

The aspiration of Lendersa® is to swiftly provide you with the ideal loan – be it Conventional, USDA, or FHA – without the hassle. Begin with any of the three initial steps that result in matching lenders and loan programs:

Lendersa USDA loan request and matching results


  • Ascension Mortgage Brokers, Inc.
  • 3462 Tree Farm Ln, Cottonwood Heights, UT, 84121
  • When you partner with Ascension Mortgage Brokers, you’re making a choice to work with the best in the business; true professionals with the experience, skill set, attitude and determination to provide you with a fast, air-tight, comprehensive, no-nonsense streamlined process that not only achieves your financial objectives.

  • Movement Home Loans LLC
  • 7135 South Highland Drive, Suite 202, Salt Lake City, UT, 84121
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

    We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.

  • Arch Lending
  • 6375 South Highland Drive, Salt Lake City, UT, 84121
  • Arch Lending a DBA of Stonebrook Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.

  • Salt Lake City Lending Group LLC
  • 3126 East Danish Ridge Way, Salt Lake City, UT, 84121
  • As a Mortgage Lending Manager, NICOLE's aim is to fulfill your real estate goals, whether you want to refinance a home you already own or purchase a new one. I am here to provide you with detailed options and sound recommendations so you can make informed choices that best fit your mortgage financing needs.

  • White Pine Funding, LLC
  • 7836 Danish Point Place, Salt Lake City, UT, 84121
  • White Pine Funding LLC works with multiple lenders and products that define an individual’s unique needs in getting a mortgage loan. The owner has lived in Utah for all of his adult life, raised a family here and is familiar with the community. With 20 years of industry experience, our branch can help you every step of the way.

  • Associated Mortgage
  • 7938 South 3500 East, Suite B600, Cottonwood Heights, UT, 84121
  • Associated Mortgage has been in the mortgage business since 1989 Associated Mortgage is a full service mortgage company servicing the Utah market. We work with first time home buyers all the way to seasoned real estate investors. We are committed to helping and educating our customers with their residential mortgage needs

  • United Security Financial Corp
  • 930 E. 6600 S, Salt Lake City, UT, 84121
  • United Security Financial Corp. has been a nation wide mortgage lender. Seving all but a few select states, we provide individuals with high quality home mortgages. We strive to provide the best products and services to borrowers to make their mortgage lending experience simple and care free on their part

  • Advanced Funding Home Mortgage Loans
  • 6589 South 1300 East, Suite 200, Salt Lake City, UT, 84121
  • Whether you're in need of a Utah refinance or need a mortgage loan to purchase a new home we can help.We combine the use of technology, impeccable service, a dynamic management team, along with a well-trained, and experienced staff to produce results.Great Utah mortgage rates, low fees, simplified loan process, & a pleasant Utah mortgage experience

  • Red Bridge Capital
  • 6440 Wasatch Blvd E, Salt Lake City, UT, 84121
  • Red Bridge Capital is an Alternative Finance Fund that lends in several key business verticals to provide unique financing options for borrowers. Red Bridge Capital can provide you with the capital you need for acquisition and development and vertical construction. Red Bridge Capital LLC operates as an unclassified investor.

  • Mitten Mortgage Lending LLC
  • 2959 Biddle, Suite 201, Wyandotte, MI, 48192
  • At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Safeway Lending, LLC
  • 29777 Telegraph Road, Southfield, MI, 48034
  • Here at SafeWay we live by, every client every time, and we always make sure to offer the smartest mortgage solution from refinancing to purchasing your dream home. Our mission is to walk each client through the mortgage process and make sure we educate the client throughout the process of obtaining a new mortgage solution.

  • Next Door Lending
  • 27692 Franklin Rd, Southfield, MI, 48034
  • A team of professionals that believe everyone should be treated as if they lived next door. Our founders and team members have more than 150 years of combined experience helping clients all over the country choose the best loan program to help accomplish their goals. We leverage each client’s feedback as our entire team works.