FHA VS Conventional loan in Ellsworth, Ellsworth County, Kansas

In 2025, the limit for conventional loans in Ellsworth, within Ellsworth county, KS, is $726,200, whereas for a single-family home, the FHA limit is $472,030.

With the Lendersa® Conventional loan calculator, you can compare top rates today among Conventional, FHA, and USDA. Determine what income level, credit score, reserves, and documents are necessary to qualify. The advanced mortgage calculator allows a side-by-side look at Conforming Conventional, USDA, FHA, and VA loans, aiding you in identifying which program suits your financial situation in KS.

Compare offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Ellsworth, Ellsworth, KS

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 67439

Options for Conventional and FHA Loans in Ellsworth, KS

The goal of Lendersa® is to quickly and easily help you secure the best Conventional, USDA, or FHA loan. Choose one of three starting points to match with lenders and programs.

Results for USDA loan requests with Lendersa


  • CAA Financial LLC
  • 3033 South Parker Road, Suite 750, Aurora, CO, 80014
  • We specialize in helping hardworking people purchase or refinance their own home. It’s just one of the reasons why you should check your rates and weigh your options with us. and We’re committed to helping your small business find success with a unique combination of services and business expertise.
  • AMAC Mortgage Company
  • 2500 Victor Street, Unit B, Aurora, CO, 80014
  • At AMAC Mortgage Company. We are a full service mortgage company based in Aurora, CO. We specialize in JUMBO, FHA/VA, ALL HOME LOANS in AURORA, DENVER METRO, BOULDER, FT COLLINS and COLORADO SPRINGS area. We also serve the surrounding cities in Arapahoe County, Adams County, Boulder County,
  • Consumer Mortgage Services Inc
  • 3033 South Parker Road, Suite 202, Aurora, CO, 80014
  • At Consumer Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are approved with several lenders who offer all the agency backed loans such as VA, FHA, USDA
  • Aurora Financial, LLC
  • 2851 S Parker Rd, Suite 1260, Aurora, CO, 80014
  • Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.
  • Exchange Bank of Northeast Missouri
  • 268 N Johnson St, Kahoka, MO, 63445
  • Exchange Bank of Northeast Missouri, we want to help make the communities we serve better by providing strong financial services. We call these communities home, so we know and understand the challenges you face every day. That’s why we strive to provide the products and services to help you overcome those challenges.
  • Aurora Federal Credit Union
  • 610 S. Abilene Street, Aurora, CO, 80012
  • Aurora Federal Credit Union is about people helping people. Aurora Federal Credit Union was originally chartered in 1968 by City of Aurora employees. As a credit union member, you also become an owner and an important part of our member family. Aurora Federal Credit Union's purpose is to provide its members with convenient and personalized.
  • Certified Mortgage Pros LLC
  • 12796 East Wyoming Place, Aurora, CO, 80012
  • Certified Mortgage Pros LLC We've been helping customers afford the home of their dreams for many years and we love what we do. and also There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.
  • Assured Residential Mortgage Group LLC
  • 55 South 4th Avenue, Brighton, CO, 80601
  • I have been a mortgage& loan specialist for over 20 years. I have the knowledge & experience to help you through your home loan process, whether you are refinancing or purchasing, I will find the right terms to fit your budget. Asper Assured Residential Mortgage Group If you purchased your home in the last few years, now is the time to refinance!
  • LenderCity
  • 7887 East Belleview Ave, Suite 1100, Denver, CO, 80111
  • LenderCity was founded with the consumer in mind. Our technology puts you in control of much of the process which means you get lower rates and reduced closing costs. Each rate quote goes through our pricing engine resulting in real-time rate and closing cost data. We then discount the rates even more to deliver true value to our customers.
  • The Dooley Team
  • 7935 E Prentice Ave, Greenwood Village, CO, 80111
  • Glenn credits his partner Brad Wyatt for building the Dooley Team and surrounding Glenn with outstanding people so clients receive an exceptional customer experience. From embracing technology to not forgetting what a firm hand shake means, Glenn and his team are able to help borrowers of all ages achieve their dreams of homeownership.
  • Community Banks of Colorado
  • 7800 E Orchard Rd, Suite 300, Greenwood Village, CO, 80111
  • Community Banks of Colorado is a division of NBH Bank. We serve clients throughout Colorado by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service that reflects our commitment to our clients,
  • Zenith Financial & Insurance Solutions
  • 7400 E Crestline Circle, Suite 200, Greenwood Village, CO, 80111
  • The focus of Zenith is not to become the biggest mortgage company where people become interchangeable cogs in the machine, but to build the best mortgage company for employees, clients and customers. With a strong belief in the American dream of homeownership, Zenith provides the necessary resources and tools to make purchasing a home an exciting.