Explore the differences! FHA VS Conventional loan programs in Bardstown, Nelson County, Kentucky

In the year 2026, the conventional loan limit for Bardstown, located in Nelson county, KY, stands at $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's prime rates for Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents for qualification. This advanced calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the best option in KY for your financial needs.

Explore loan offers from a collection of 100 lenders

Reviewing 2026 Loan Limits and Downpayment Needs in Bardstown, Nelson, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This data applies to these zip codes: 40004

Conventional and FHA Loan Opportunities in Bardstown, KY

Lendersa® is dedicated to seamlessly helping you secure the best Conventional, USDA, or FHA loan available, quickly and smoothly. Start by choosing one of three initial pathways to find connecting lenders and suitable loan plans.

Lendersa USDA loan request and results


  • PrimeSource Funding
  • 1751 N Victory Drive, Suite 500, Mankato, MN, 56001
  • At PrimeSource Funding we are committed to providing you with the best mortgage experience available. Our mortgage loan experts are here to help you every stage of the loan process. Whether you're a first-time home buyer, looking to refinance to a lower rate, need financing for cash-out to complete some home improvements

  • First Financial Federal Credit Union
  • 391 Route 9 North Freehold, Township, NJ, 07728
  • First Financial is a Community Credit Union serving anyone who lives, works, attends school or worships in Monmouth or Ocean Counties. Additionally, First Financial Federal Credit Union is a not-for-profit whose goal is to achieve your financial dreams by defining your dream goals and lifestyle, empowering you through financial education

  • RED OAK MORTGAGE INC
  • 54 Hudson Street, Suite 101, Freehold, NJ, 07728
  • Red Oak Mortgage has built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homeowners throughout the state of New Jersey, North Carolina, and South Carolina since 2005. Due to our high level of technology, streamlined process, speedy turn-times

  • Patriot Mortgage LLC
  • 77 W Main St., Freehold, NJ, 07728
  • Patriot Mortgage is committed to offering only the highest quality professional service to our mortgage clients, realtors and associates. We have built a reputation of offering honest, ethical and thorough service. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals,

  • Navesink River Capital
  • 83 South Street, Suite 101, Freehold, NJ, 07728
  • Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million

  • Goldd Global Consulting, LLC
  • 44 Buckley Lane, Bayville, NJ, 08721
  • Direct Private Lender Sources - Up To 100 Million +
    100% LTV / 100% LTC
    & Foreign Investor Loan

    REAL ESTATE
    Poor Credit - Bankruptcy / Foreclosure - Construction / Fix & Flips - Purchase / Refi - Land Loan

    BUSINESS FUNDING
    Acquisition
    Expansion
    Equity / Venture Capital

  • American Mortgage Partners, Inc
  • 3025 Rt 10, Unit 3, Morris Plains, NJ, 07950
  • American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.

  • Mortgage Access Corporation
  • 225 Littleton Road, Morris Plains, NJ, 07950
  • Established in 1980, in Chatham, NJ Mortgage Access Corp. is licensed in over 40 states. As a Licensed Mortgage Banker, Mortgage Access Corp. derives its mortgage products from many sources & investors; unlike banks or savings & loan institutions, which are often limited by the availability of their own deposits & a single lending philosophy.

  • Palm Coast Reverse Mortgages
  • 800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
  • We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions