FHA VS Conventional loan in Mount-Washington, Bullitt County, Kentucky

In 2026, the conventional loan limit for Mount-Washington in Bullitt county, KY, is $647,200. For a single-family home, the FHA limit is established at $420,680.

Utilize the Lendersa® Conventional loan calculator to examine today's top rates for Conventional, FHA, and USDA loans. Determine the established income, credit qualifications, reserves, and documentation required for eligibility. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the most suitable program for your financial needs in KY.

Review loan offers from a versatile group of 100 lenders

An Overview of 2026 Loan Limits and Downpayment Guidelines in Mount-Washington, Bullitt, KY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: Applicable to zip codes: 40047

Available Conventional and FHA Loan Options in Mount-Washington, KY

The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan swiftly and without complication. Begin by choosing from three initial paths that lead to matching lenders and appropriate loan programs.

Lendersa USDA loan requests and outcomes


Mount-Washington Lenders

  • LIGHTHOUSE MORTGAGE LLC
  • 9204 Taylorsville Rd, Suite 214, Louisville, KY, 40299
  • Lends in Kentucky
  • We are Brokers. Not married to 1 specific bank or product line. We work with wholesale lenders nationwide. The general public doesn't have access to these lenders. You must be a wholesale broker. Lucky for you, we are. We consistently get clients the best mortgages available. We are committed to making getting a mortgage easy.

  • Robinson Mortgage Group LLC
  • 1500 Envoy Circle, Suite 1508, Louisville, KY, 40299
  • Lends in Kentucky
  • Robinson Mortgage Group's Mission is to provide residential mortgage services in Kentucky with openness, reliability, and resourcefulness. As a professional agency, Robinson Mortgage Group strives to know more about our vocation than the competition, while educating and enriching others.

  • Park Community Credit Union
  • 2515 Blankenbaker Pkwy., Louisville, KY, 40299
  • Lends in Kentucky
  • Park Community was established in 1965 to serve the employees of General Electric’s Appliance Park in Louisville, Kentucky, hence the name “Park” Federal Credit Union. Park continued to grow over the years, serving GE employees in other states and eventually expanding services to over 500 Select Employment Groups (SEGs).

  • Metro Mortgage Lending, Inc
  • 2305 Hurstbourne Village Dr, Suite 100, Louisville, KY, 40299
  • Lends in Kentucky
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Countryside Mortgage
  • 11420 Bluegrass Pkwy, Louisville, KY, 40299
  • Lends in Kentucky
  • Countryside Mortgage is locally owned and operated in Louisville, KY. I, David Zuhars, have over 21 years of personal lending experience. It was my vision in creating this company to separate ourselves from our competitors in pricing, knowledge and availability of products, and customer service. We believe we have the best pricing

  • Autotruck Financial Credit Union
  • 7651 Jefferson Green Way, Louisville, KY, 40219
  • Lends in Kentucky
  • Autotruck Financial Credit Union was chartered in the State of Kentucky on June 13, 1961 as a not for profit cooperative to serve the employees of the Ford Motor Company. In 1965, the Credit Union was granted a Federal Charter & operated under Federal Law until 2011. On November 8 2011 the State of Kentucky issued the Credit Union a state charter.

  • Class Act Federal Credit Union
  • 3620 Fern Valley Rd, Louisville, KY, 40219
  • Lends in Kentucky
  • Class Act Federal Credit Union was established by a small group of JCPS teachers in 1954 to serve the personal finance needs of JCPS teachers and other school employees. At that time, teachers had very limited access to loans or credit of any kind. The credit union filled this need and did so at very competitive rates.

  • Diversified Home Services LLC
  • 2209 Heather Lane, Louisville, KY, 40218
  • Lends in Kentucky
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide mortgages, insurance, and warranties to our clients while providing them with the lowest interest rates and costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • L3 Home Lending
  • 12700 Townepark Way, Suite 317, Louisville, KY, 40243
  • Lends in Kentucky
  • L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.