Explore the differences! FHA VS Conventional loan programs in Villa-Hills, Kenton County, Kentucky
In 2026, the conventional loan limit for Villa-Hills, located in Kenton county, KY, is $647,200, while the FHA limit for a single-family home is $420,680.
The Lendersa® Conventional loan calculator helps compare the best rates today for Conventional, FHA, and USDA loans, identifying income, credit, reserves, and documents required to qualify. Utilizing our advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best option in KY for your financial needs.
2026 Loan Limits and Down Payment Information in Villa-Hills, Kenton County, KY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Applies to zip codes: 41017
Conventional and FHA Loan Options in Villa-Hills, KY
Lendersa® aims to quickly secure the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three starting points to connect with suitable lenders and loan programs.
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
Citizens Federal Savings and Loan Association of Covington
433 Madison Avenue, Covington, KY, 41011
Lends in Kentucky
Citizens Federal Savings and Loan Association of Covington, KY has been a part of the community since 1886. We are one of the last mutual institutions remaining in Northern Kentucky.
As a mutual savings and loan each customer has a stake and ownership in our association. As a mutual savings and loan each customer has a stake
"Over the years, Cincinnati Federal has continued to expand its footprint in the Cincinnati area through acquisition of other savings institutions such as Delta S & L, McHenry S & L and Fulton #4. In the 1980's Cincinnati Federal continued to grow and opened offices in the Miami Heights area and in Anderson Township."
Entrust Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
In 1973, a group of Northern Kentucky University employees decided to create Northern Kentucky Educators’ Federal Credit Union. While we began as a credit union for NKU employees, we soon grew to include over 30 businesses and school districts. We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
We have over 37 years of combined experience helping people secure mortgage loans for their homes. Our loan programs include FHA, VA, USDA & more so you can be sure you’re choosing the right type of loan when you work with us. Prost Mortgage Group is a mortgage lender helping you make informed and confident decisions when securing a mortgage loan.
