Explore the differences! FHA VS Conventional loan programs in Elsmere, Kenton County, Kentucky
In 2025, the conventional loan limit in Elsmere, situated in Kenton county, KY, is $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to assess today’s prime rates among Conventional, FHA, and USDA loans, identifying the income, credit, reserves, and documents essential for qualifying. Our advanced calculator showcases Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in choosing the best program in KY for your specific financial scenarios.
Loan Limits and Down Payment Requirements in Elsmere, Kenton County, KY, 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 41018, 41042
Conventional and FHA Loan Options in Elsmere, KY
At Lendersa®, the objective is to quickly secure the most advantageous Conventional, USDA, or FHA loans without hassle. Begin by selecting one of three available methods to find the best lenders and suitable loan programs.
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