FHA VS Conventional loan programs in 2025 for Avondale, Jefferson County, Louisiana

During the year 2025, the upper limit for a Conventional loan in Avondale, part of Jefferson county in LA, is $726,200. Conversely, the FHA limit applicable for a single-family home stands at $472,030. Understanding these limits is crucial when assessing your real estate investment or purchasing decisions.

Employ the Lendersa® Conventional loan calculator to effectively compare the top rates available today for Conventional, FHA, and USDA loans. This tool is essential for determining required income, evaluating creditworthiness, and assessing financial reserves, alongside the necessary documentation for qualification. Thanks to our advanced mortgage calculator, you can see a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in selecting the best program that aligns with your financial needs in LA.

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2025 Loan Limits and Down Payment Requirements in Avondale, County of Jefferson, LA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable for the following zip codes: 70094

Explore Conventional and FHA Loan Options in Avondale, LA

The dedicated mission of Lendersa® is to facilitate access to the best available Conventional, USDA, or FHA loans rapidly and with minimal hassle. Begin your journey by selecting one of three starting pathways designed to direct you to matching lenders and appropriate loan solutions.

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  • Loans Can Be FUN
  • 2355 S 1900 W, Suite B West, Haven, UT, 84401
  • Making Mortgages FUN, one home at a time! Let's take care of your mortgage AND have some FUN! I love helping people buy and refinance their homes here in Utah. I love Utah! Loans don't have to feel like an applicationscopy. It is my job to help you through this process and make it as stress-free as possible.
  • Bank of Utah
  • 2605 Washington Blvd, Ogden, UT, 84401
  • Bank of Utah is a 65-year old stronghold in the financial industry that provides personal and business banking, mortgage and commercial lending, wealth management, trusts, insurance and investment services for thousands of customers across Utah and around the globe. Established by Ogden business executive, Frank M. Browning, on Dec. 1, 1952.
  • One Point Mortgage
  • 221 25th St, Ogden, UT, 84401
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.
  • Ogden Mortgage Loans
  • 298 24th ST, Suite 435A, Ogden, UT, 84401
  • As each person is different with their life experiences, the same is with financing of a home. Some individuals have perfect credit, while some have bruises from different life experiences. As a broker we help each person by finding the right lender that fits each persons situation. That is our specialty.
  • Citywide Home Loans
  • 2225 Washington Blvd, Suite 190, Ogden, UT, 84401
  • Citywide Home Loans has two branches that serve the Ogden area and beyond. Our original office off of Chambers Street and our new Ogden Junction office. Citywide offers a full portfolio of products to meet the needs of the Washington market, including construction and renovation loans. Our staff is experienced in all manner of residential loans.
  • World Lending Corporation
  • 2610 Adams Avenue, Ogden, UT, 84401
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Miracles Happen, LLC
  • 298 24th Street, Suite 435A, Ogden, UT, 84401
  • Mortgage Miracles Happen is a mortgage broker headquartered in Ogden, Utah. We have relationships with the top wholesale mortgage banks in the country that offers wholesale pricing to mortgage brokerage companies. As a result, we pass the good terms onto our clients with low fees to our clients as this gives us a big competitive advantage.
  • Residential Mortgage Services, Inc.
  • 24 Christopher Toppi Drive, South Portland, ME, 04106
  • Residential Mortgage Services inc. offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services – all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans