Explore the differences! FHA VS Conventional loan programs in Harahan, Jefferson County, Louisiana

In 2026, the limit for Conventional loans in Harahan, located in Jefferson county, LA, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

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Leverage Lendersa®'s Conventional loan calculator to evaluate the best current rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to qualify. The advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the optimal program for your financial circumstances in LA.

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Loan Limits and Downpayment Requirements for 2026 in Harahan, Jefferson County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 70123

Exploring Conventional and FHA Loan Options in Harahan, LA

The goal of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you without hassle. Choose one of three starting pathways to connect with matching lenders and tailored loan programs.

  1. Submit a comprehensive request for optimizing Conventional/USDA/FHA loans
  2. Check rates & terms for Conventional, USDA, and FHA loans first
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Lendersa USDA loan request results



  • American Bank & Trust Company Covington
  • 1819 N. Columbia Street, Covington, LA, 70433

  • American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.

  • Weeks Team Inc
  • 125 N Theard St, Suite B, Covington, LA, 70433

  • Your one stop mortgage resource. We would love the opportunity to serve anyone who is looking to buy, sell, or refinance residential properties. We can help you in Louisiana, Mississippi, Alabama, & Florida. We Believe every client is unique. You are more than just a loan and a loan should help you achieve your goals and dreams.

  • Vista Mortgage
  • 522 N New Hampshire St, Suite 7, Covington, LA, 70433

  • Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.

  • Arbor Lending
  • 5001 Hwy 190, Suite B5, Covington, LA, 70433

  • We've been helping customers afford the home of their dreams for many years and we love what we do. There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

  • Ace Mortgage Company
  • 711 River Highlands Blvd., Covington, LA, 70433

  • At Ace Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • SOUTHERN MORTGAGE LENDING, INC.,
  • 6652 West Park Ave., Houma, LA, 70364

  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • HomeKey Mortgage, LLC
  • 112 W Morris Avenue, Hammond, LA, 70403

  • At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,

  • The Right Choice Mortgage, LLC.
  • 14444 University Ave, Hammond, LA, 70401

  • AT Right Choice Mortgage distinguishes itself from the competition with unmatched customer service. Our friendly staff has over 30 years combined experience in the mortgage industry and we strive to make you a client for life. We want to be your Right Choice each and every time. We will go above and beyond for you

  • Allegiance Home Lending
  • 430 Corporate Dr, Suite C, Houma, LA, 70360

  • Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.

  • Ascension Credit Union
  • 2430 S Burnside Avenue, Gonzales, LA, 70737

  • Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.

  • Advanced Commercial Capital
  • 2416 S Philippe, Gonzales, LA, 70737

  • Advanced Commercial Capital strives to provide business owners and investors the best possible commercial financing solution to assist with the growth and success of their business. We provide a wide variety of funding options that have been created to support all aspects of all business shapes and sizes.

  • Courtyard Mortgage Company
  • 40472 La-621, Suite B, Gonzales, LA, 70737

  • Thank you for taking an interest in Courtyard Mortgage Company. For over 13 years we have assisted many families in fulfilling their dream of home ownership and/or refinancing. We would love for you to contact our team, and a Loan Officer of your choice. We are here to guide you through any of your home loan needs
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