FHA VS Conventional loan in Benton, Bossier County, Louisiana

In 2026, the Conventional loan limit for a single-family home in Benton, located in the county of Bossier, LA, is $726,200. In contrast, the FHA limit for similar properties is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Determine your required income, credit score, reserves, and essential documents needed for qualification. Our advanced mortgage calculator displays options such as Conforming Conventional loans, USDA, FHA, and VA side by side, enabling you to choose the best program for your financial situation in LA.

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2026 Loan Limits and Down Payment Requirements in Benton, County of Bossier, LA

Type of Loan Available Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is relevant for zip codes: 71006

Discovering Conventional and FHA Loan Options in Benton, LA

The objective of Lendersa® is to connect you swiftly with the ideal Conventional, USDA, or FHA loan promptly and effortlessly. Choose from three starting pathways that link you with matching lenders and appropriate loan programs.

Review Lendersa USDA loan requests and results


Benton Lenders

  • Citizens National Bank, NA
  • 2711 E. Texas Street, Bossier City, LA, 71111
  • Lends in Louisiana
  • Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.

  • Acadiana Mortgage
  • 1017 Benton Road, Bossier City, LA, 71111
  • Lends in Louisiana
  • We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.

  • Patriot Mortgage SBC LLC
  • 2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
  • Lends in Louisiana
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • J & L Processing/Mortgages
  • 2234 Windsor Ct, Bossier City, LA, 71111
  • Lends in Louisiana
  • At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership

  • The Right Loan, LLC
  • 2560 North Pines Dr, Shreveport, LA, 71107
  • Lends in Louisiana
  • At The Right Loan, LLC we understand how important it is, to obtain the funding you need for operations, inventory, payroll, expansion, advertising opportunities and all the other services that require cash to succeed. We are also familiar with the landscape of hurdles that all startups have trying to finance a new business..

  • Home Federal Bank (Louisiana)
  • 624 Market Street, Shreveport, LA, 71101
  • Lends in Louisiana
  • Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts

  • Louisiana Catholic FCU
  • 814 Jordan Street, Shreveport, LA, 71101
  • Lends in Louisiana
  • Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups.

    From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being

  • TES Regional Healthcare Federal Credit Union
  • 2050 Line Avenue, Shreveport, LA, 71104
  • Lends in Louisiana
  • TES Regional Healthcare Federal Credit Union, owned by the membership, is committed to the healthcare field in eight parishes of Louisiana. Our mission as stewards of the credit union include providing the best possible service and developing products that meet the needs of the membership.

  • Cherry Mortgage LLC
  • 1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
  • Lends in Louisiana
  • Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.