FHA VS Conventional loan programs in Luling, St. Charles County, Louisiana

In the year 2025, the Conventional loan limit in Luling, located within St. Charles county in LA, stands at $726,200. Meanwhile, the FHA loan cap for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans while determining the income, credit, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to decide which program in LA suits your financial needs best.

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Loan Limits and Downpayment Requirements in Luling, St. Charles County, LA for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 70070

Explore Conventional and FHA Loan Options in Luling, LA

The mission of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan quickly and with minimal hassle. You can choose from three starting pathways that strategically match you with suitable lenders and programs.

Results from Lendersa's USDA loan request and matching


  • Tennison Mortgage Solutions
  • 8273 White Oak Ave, Suite C & D, Rancho Cucamonga, CA, 91730
  • Tennison Mortgage Solutions is dedicated to matching our clients with the right loan that helps you achieve your homeownership goals. Each customer has a different financial background and borrowing needs. That is why it takes a highly-trained mortgage professional to sort through several loan options
  • FinishLine Mortgage
  • 8270 Aspen St Rancho, Rancho Cucamonga, CA, 91730
  • Our mission is to provide our clients with a stress-free mortgage experience. We achieve this by providing a fast, convenient, and transparent digital mortgage process backed by expert guidance and exceptional customer service. Convenient Digital Process Extensive Product Options
  • Mortgage Plus
  • 8560 Vineyard Avenue, Suite 501 & 502, Rancho Cucamonga, CA, 91730
  • Realty Plus is a full service company that is dedicated to Buyer's, Sellers, Investor's, Tenant's & Landlords! Our Associates are dedicated to providing top notch professional service while delivering information that will assit our clients for all current and future transactions! Our business relationships are built on a solid foundation
  • Edge Home Finance
  • 9267 Haven Ave, Suite 270, Rancho Cucamonga, CA, 91730
  • Brad Bennett 30 years of experience in mortgage lending, I am able to quickly analyze income, assets, liabilities, and credit to formulate a mortgage plan that personally suits your financial needs. I specialize in residential mortgages for purchase or refinance. I offer Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages,
  • Lordsman Funding
  • 8816 Foothill Boulevard, Suite 103-279, Rancho Cucamonga, CA, 91730
  • Lordsman Funding is a mortgage company, but it is also our platform for ministry. While we can do any type of real estate mortgage loan that can be done, we are not in the business of selling folks loans. Early on we saw that no one ever really called us for a loan, even though they thought they were doing so. Instead
  • NexxMortgage
  • 9431 Haven Ave, Suite 232, Rancho Cucamonga, CA, 91730
  • WE ARE PREMIER MORTGAGE CONSULTANTS. Our mortgage loan officers are highly trained, experienced and motivated to work with you. Fill out a quick form and we'll match you with a loan officer that will help you accomplish your goals. Our fees, interest rates and vendor fees are some of the lowest in the industry.
  • Esteem Mortgage
  • 10670 Civic Center Drive, Suite 100, Rancho Cucamonga, CA, 91730
  • Esteem Mortgage mortgage industry in 1979. My experience includes Loan Processing, Underwriting, Funding, Closing, and managing a Banker's office as an AVP. I currently hold my NMLS License and Real Estate License. My clients love working with me because I can anticipate any unforeseen issues and resolve them before they become a problem.
  • Shtil Group
  • 10808 Foothill Boulevard, Suite 160-627, Rancho Cucamonga, CA, 91730
  • Shtil Group mortgage for purchasing or refinancing a property, advice on lending options for investing in real estate, specialty small business financing, or help finding the property of your dreams, Vadim is here to share his expert advice and talents as an Independent Mortgage & Real Estate Broker. Using the latest technology available.