FHA VS Conventional loan in St.-Rose, St. Charles County, Louisiana

In 2026, the conventional loan limit for St.-Rose, in St. Charles county, LA, is $647,200; meanwhile, the FHA limit for a single-family home is $420,680.

Lendersa® offers a Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for loan qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding your decision on which program in LA best suits your financial situation.

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2026 Loan Limits and Downpayment Requirements in St.-Rose, St. Charles, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is applicable for zip codes: 70087

Explore Conventional and FHA Loan Options in St.-Rose, LA

The goal of Lendersa® is to provide the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Select one of three starting points to match with lenders and loan programs.

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St.-Rose Lenders

  • Barton Credit Union
  • 12501 Highway 18, Luling, LA, 70070
  • Lends in Louisiana
  • Barton Plant Employees' Federal Credit Union is a member-owned and operated financial institution, existing to help achieve the financial needs of our members, through dedicated and efficient personal service.

    Once you become a member, you are always a member, as long as your account remains open.

  • Jefferson Parish Employees FCU
  • 1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123
  • Lends in Louisiana
  • At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.

  • Louisiana Central Credit Union
  • 824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123
  • Lends in Louisiana
  • Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,

  • OnPath Federal Credit Union
  • 5508 Citrus Blvd, Harahan, LA, 70123
  • Lends in Louisiana
  • At OnPath Federal Credit Union, we help members clearly define their needs, identify solutions and help them customize the financial products and services that best satisfy their unique situations. People trust us to have their best interests at heart—and we do. OnPath Federal Credit Union has remained committed to providing individuals across LA.

  • First National Bank USA
  • 13386 Hwy 90, Boutte, LA, 70039
  • Lends in Louisiana
  • Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts

  • New Orleans Firemen's Federal Credit Union
  • 4401 W Napoleon Avenue, Metairie, LA, 70001
  • Lends in Louisiana
  • New Orleans Firemen’s Federal Credit Union is a full-service financial institution serving over 26, 000 members and more than 300 business partners across Louisiana and Mississippi, and the second oldest federally insured credit union. As a certified Community Development Financial Institution (CDFI).

  • Sterling Financial Services, LLC
  • 4520 York Street, Metairie, LA, 70001
  • Lends in Louisiana
  • The Sterling Financial Services, LLC Team is your premier mortgage team located in Metairie, Louisiana. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Metairie area.

  • Lakeside Mortgage Inc
  • 2201 30th Street, Kenner, LA, 70065
  • Lends in Louisiana
  • Lakeside Mortgage, Inc. is a full service mortgage brokerage firm located in Kenner and licensed in Louisiana. We lend on 1-4 unit residential properties for primary residence, second home and investment properties. We originate Conventional, FHA, V.A. and R.D. loans. Lakeside Mortgage was established in 1999

  • Jefferson Financial Credit Union
  • 7701 Airline Drive, Metairie, LA, 70003
  • Lends in Louisiana
  • Jefferson Financial Federal Credit Union is a member-owned, not-for-profit financial institution serving more than 50, 000 members with fourteen locations across south Louisiana.

    Originally chartered in 1966, the first JFFCU branch was located on the second floor of a floral shop and existed primarily to serve employees