FHA VS Conventional loan programs in Pineville, Rapides County, Louisiana

In the year 2026, the Conventional loan ceiling in Pineville, which is in the county of Rapides, LA, is $726,200. Similarly, the FHA loan limit for a single-family house is set at $472,030.

The Lendersa® Conventional loan calculator can be utilized to systematically compare today’s most favorable rates for Conventional, FHA, and USDA loans. This tool also helps ascertain the income, credit, reserves, and required documents to qualify. Featured in our advanced mortgage calculator, you get to see the detailed comparisons of Conforming Conventional loans, USDA, FHA, and VA programs side by side, assisting you in selecting which option in LA best fits your unique financial scenario.

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Loan Limits and Down Payment Requirements in Pineville, Rapides County, LA for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable for the zip codes: 71360

Exploring Conventional and FHA Loan Options in Pineville, LA

Lendersa® is committed to providing the ideal Conventional, USDA, or FHA loan quickly and with minimal hassle. Select from one of three starting options that effectively pair you with appropriate lenders and loan programs that cater to your requirements.

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Pineville Lenders

  • Endurance Mortgage
  • 5101 Highway 28 East, Pineville, LA, 71360
  • Lends in Louisiana
  • We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.

  • Heart of Louisiana Credit Union
  • 303 Edgewood Dr, Pineville, LA, 71361
  • Lends in Louisiana
  • Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.

    At Heart, we specialize in helping members like family!

  • District 08 FCU
  • 3300 South MacArthur Drive, Alexandria, LA, 71301
  • Lends in Louisiana
  • District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.

  • Southern Heritage Bank LA
  • 701 4th St, Suite B, Alexandria, LA, 71301
  • Lends in Louisiana
  • Southern Heritage Bank is an independently owned community Bank with a concern for meeting the financial needs of the residents of Rapides, Catahoula, and LaSalle parishes. Southern Heritage Bank is currently celebrating 44 years of service to residents of Lasalle, Catahoula and Rapides Parishes!

  • Red River Bank
  • 1412 Centre Court Dr, Suite 101, Alexandria, LA, 71301
  • Lends in Louisiana
  • In 1999, a group of Louisiana community/business leaders founded Red River Bank on the ideals of community banking. Today we've grown to a statewide footprint, and that community commitment is stronger than ever.

    The origins of Red River Bank can be followed all the way back to the very heart of Louisiana. There, near the banks of the Red Rive

  • Magnolia State Mortgage, LLC
  • 1412 B Peterman Dr, Alexandria, LA, 71301
  • Lends in Louisiana
  • At Magnolia State Mortgage, LLC in Alexandria LA. We understand that situations such as your finances, your goals, are unique and you’re searching for Loan Programs that fit your needs. At Magnolia State Mortgage, meeting those specific needs with the right products and services is our commitment.

  • Southern Heritage Bank
  • 5211 Jackson Street, Alexandria, LA, 71303
  • Lends in Louisiana
  • Let Southern Heritage Bank help celebrate one of the most exciting times of your life by choosing us for your mortgage needs!

    While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.

  • The Cottonport Bank
  • 153 Cottonport Avenue, Cottonport, LA, 71327
  • Lends in Louisiana
  • Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.

  • Washington State Bank
  • 103 N. Main St, Washington, LA, 70589
  • Lends in Louisiana
  • Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services.

    Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product