FHA VS Conventional loan in Ruston, Lincoln County, Louisiana
In 2025, the Conventional loan limit for Ruston, located in Lincoln county, LA, is set at $726,200. For a single-family home, the FHA limit is $472,030.
Explore the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans, and identify the income, credit requirements, reserves, and documentation needed. This advanced mortgage tool offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, empowering you to determine which program in LA aligns best with your particular financial needs.
2025 Loan Limits and Downpayment Requirements in Ruston, Lincoln, LA
Loan Type
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 71272, 71270
Exploring Conventional and FHA Loan Options in Ruston, LA
At Lendersa®, our mission is to quickly find you the best fit for Conventional, USDA, or FHA loans without unnecessary trouble. Start your journey with one of three routes to connect with the right lenders and loan programs.
lendingBridge™ exercises the progressive mentality of putting people before profit. The consumer experience and net outcome are what drives us every day. With this type of philosophy, we have found that it makes it easy for us to create a unified work objective and get everyone behind it
970 W. 190th Street, Suite 110, Los Angeles, CA, 90502
Archbell Capital, LLC is a boutique commercial real estate bridge lender that originates mortgage loans for its middle market borrowers/partners seeking to acquire or refinance assets across property types. We focus on off-market transactions on a direct basis in partnership with our clients.
POLAM Credit Union is proud to offer a First Time Buyers Program that will help you get on the property ladder.We offer mortgages up to 90% (LTV) Loan To Value, with no Private Mortgage Insurance, meaning that with just a 10% down you can get financing for your first home at the same rate as we normally offer with 20% down.
606 N. Larchmont Blvd, Suite 4A, Los Angeles, CA, 90004
Pacific Trust Group is committed to providing our clients with the best origination service in home mortgages along with some of the lowest rates available in all of Los Angeles, and throughout the State of California. Whether you are a first time home buyer, ReFinancing an outstanding loan, purchasing your dream home, consolidating debt.
1516 West Redondo Beach Boulevard, Gardena, CA, 90247
Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.
309 South Berendo Street, Apartment 1, Los Angeles, CA, 90020
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
HomeIT Lending is a fast growing mortgage company with a firm commitment to delivering quality service to our customers. We offer a wide range of mortgage products with competitive rates and fast closing. We pride ourselves on providing superior customer service and creating satisfied customers.
3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, 90010
Pacific City Bank (NASDAQ: PCB) was founded to serve the commercial banking needs of primarily Asian-American owned small and medium-sized enterprises and real estate investors. Specialties include providing various types of financing, such as commercial property loans, small business loans and lines of credit.
3255 Wilshire Blvd, Suite 1808, Los Angeles, CA, 90010
Our goal is to be the lender of choice for consumers & the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency. We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect & value each other's contributions.
