In 2026, the Conventional loan limit for Ruston, located in Lincoln county, LA, is set at $726,200. For a single-family home, the FHA limit is $472,030.
Explore the Lendersa® Conventional loan calculator to compare the best available rates today for Conventional, FHA, and USDA loans, and identify the income, credit requirements, reserves, and documentation needed. This advanced mortgage tool offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, empowering you to determine which program in LA aligns best with your particular financial needs.
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| Loan Type | Maximum Loan Limit | Minimum Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to zip codes: 71272, 71270
At Lendersa®, our mission is to quickly find you the best fit for Conventional, USDA, or FHA loans without unnecessary trouble. Start your journey with one of three routes to connect with the right lenders and loan programs.
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