FHA VS Conventional loan programs in Ruston, Lincoln County, Louisiana

In 2025, Convetional loan limit in Ruston, county of Lincoln, LA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in LA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ruston, county of Lincoln, LA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 71272, 71270

Conventional and FHA loan options in Ruston, LA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Prime Capital Mortgage Inc
  • 5925 Line Ave, Suite 12, Shreveport, LA, 71106
  • Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
  • CRESTAR MORTGAGE CORPORATION
  • 910 Pierremont Rd, Suite 120, Shreveport, LA, 71106
  • "Crestar Mortgage Corporation is located in Shreveport, Louisiana. We were established in the community to provide options for borrowers who desired the most competitive mortgage products and the most individualized care. Our mission is to serve our customers with honesty, integrity and competence."
  • Home Federal Bank (Louisiana)
  • 624 Market Street, Shreveport, LA, 71101
  • Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts
  • Louisiana Catholic FCU
  • 814 Jordan Street, Shreveport, LA, 71101
  • Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups. From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being
  • Security Bank AR
  • 105 Ruby Street, Stephens, AR, 71764
  • Security Bank is your neighborhood bank. Our Mission is To help our customers meet their financial goals through banking, prudent lending, investment and insurance services. We will earn the confidence of our customers each day by providing dependable services and reliable information at their convenience, not ours.
  • Willis-Knighton Federal Credit Union
  • 8400 Mansfield Road, Shreveport, LA, 71108
  • Willis-Knighton Federal Credit Union was founded to provide employees of Willis-Knighton Hospitals and related organizations with financial resources at favorable rates. Willis-Knighton Federal Credit Union has been to provide the employees of Willis-Knighton Hospitals and related organizations with the best possible financial services.
  • WESLA Federal Credit Union
  • 2921 Williamson Way, Shreveport, LA, 71118
  • WESLA Federal Credit Union was founded in 1971 to serve the employees of Western Electric. When massive layoffs by Western Electric began in the 80's, WESLA began expanding its eligibility to include multiple Select Employee Groups. The Caddo Teachers Association Credit Union was among the eight (8) credit unions merged into WESLA.
  • Progressive National Bank
  • 3000 Bert Kouns, Shreveport, LA, 71118
  • Progressive National Bank of Desoto Parish is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple
  • The Right Loan, LLC
  • 2560 North Pines Dr, Shreveport, LA, 71107
  • At The Right Loan, LLC we understand how important it is, to obtain the funding you need for operations, inventory, payroll, expansion, advertising opportunities and all the other services that require cash to succeed. We are also familiar with the landscape of hurdles that all startups have trying to finance a new business..