Explore the differences! FHA VS Conventional loan programs in Homer, Claiborne County, Louisiana

In 2025, Convetional loan limit in Homer, county of Claiborne, LA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in LA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Homer, county of Claiborne, LA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 71040

Conventional and FHA loan options in Homer, LA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Community Focus Federal Credit Union
  • 18925 Telegraph Road, Brownstown, MI, 48174
  • Community Focus Federal Credit Union, formally National Steel Federal Credit Union, was originally chartered in 1960 as a financial cooperative serving the salaried employees of National Steel and their families. In January 2002, CFFCU became a community chartered credit union to better serve the National Steel employees
  • Gateway Bank MN
  • 745 Market Street, Saint Paul, MN, 55118
  • Mendota Heights-based Gateway Bank was founded in 2004 with a clear vision of what a community bank should be. And we remain committed to conducting every transaction with that vision in mind. We believe that our community is defined by the individuals and businesses within it. We offer competitive personal and business products and services.
  • Gold Summit Lending
  • PO Box 337057, Greeley, CO, 80633
  • Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
  • Shore to Shore Community Federal Credit Union
  • 4550 Division Street, Trenton, MI, 48183
  • Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.
  • Delmar Mortgage
  • 2360 W Jefferson Suite 101, Trenton, MI, 48183
  • I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.
  • CrossOver Lending Group Inc
  • 8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617
  • The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First National Home Mortgage
  • 101 E. Grand River, Howell, MI, 48843
  • First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.
  • Exceptional Mortgage Services, Inc.
  • 207 E Grand River Ave, Howell, MI, 48843
  • We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money.
  • Calhoun Mortgage, INC
  • 5840 Sterling Dr, Suite 240, Howell, MI, 48843
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Boundary Waters Bank
  • 2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
  • BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.