FHA VS Conventional loan in St.-Martinville, St. Martin County, Louisiana

For 2026, the conventional loan limit in St.-Martinville, located in St. Martin county, LA, is $647,200. The FHA limit for a single-family home meanwhile is $420,680.

With Lendersa® Conventional loan calculator, compare today's top rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping identify the best program in LA for your financial situation.

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2026 Loan Limits and Down Payment Requirements in St.-Martinville, St. Martin, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to zip codes: 70582

Explore Conventional and FHA Loan Options in St.-Martinville, LA

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose from one of three starting options to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • DSLD Mortgage
  • 7660 Pecue Lane, Suite 300, Baton Rouge, LA, 70809
  • We want to create the best customer experience when you are purchasing your home. Our reputation lies in the trust and respect that we have earned from our homeowners across the South. We pride ourselves in our outstanding customer satisfaction, accuracy and our ability to close your loan on time. DSLD Mortgage will lead, support,

  • Bank of Erath
  • 105 W. Edwards Street, Erath, LA, 70533
  • The Bank of Erath was organized in August of 1910 and opened its door for business on November 18, 1910. With our roots firmly established in Vermilion Parish our founding family names like Moresi, Caldwell, Broussard and LeBlanc are still prominent and recognizable to today's parish residents.

  • Rayne Building & Loan Association
  • 200 North Adams Avenue, Rayne, LA, 70578
  • Rayne Building and Loan Association’s mission is to provide personalized banking solutions for every stage of life with ongoing customer satisfaction in a range of products and services. RBL's focus on supporting the development of homes, communities and neighborhoods has been engrained in our culture since the beginning.

  • Capital Access Mortgage LLC
  • 4686 Groom Road, Suite B, Baker, LA, 70714
  • We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Geismar Complex Federal Credit Union
  • 35294 Highway 30, Geismar, LA, 70734
  • Since its inception in 1980 the Geismar Complex Federal Credit Union has been serving its members in the GEISMAR, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed.

  • Wymar Federal Credit Union
  • 37269 Hwy 30, Geismar, LA, 70734
  • Wymar Federal Credit Union is a member-owned financial institution, offering a wide range of financial services to our member-owners at the best possible prices, lowest rates and highest level of service. Our field of membership consists of BASF employees and their immediate families. We look at our members as much more than that, they are family.

  • Washington State Bank
  • 103 N. Main St, Washington, LA, 70589
  • Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services.

    Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product

  • BR Fire Department Federal Credit Union
  • 11123 Boardwalk Drive, Baton Rouge, LA, 70816
  • The Baton Rouge Fire Department Federal Credit Union has been serving our local area since 1936. We are a non-profit financial institution, which is owned and operated by its members. We provide our members low-interest loans and convenient savings plans. Our Vision is to become the preferred financial institution for all fire department employees.

  • BRECO Federal Credit Union.
  • 1850 South Sherwood Forest Boulevard, Baton Rouge, LA, 70816
  • At BRECO, we take our mission seriously to assist our member-owners build and secure their financial success. Being a not-for-profit, we return earnings back to members in the form of better interest rates, reduced or no fees and quality personal service; all because our focus is on serving our members and not on making profits.

  • Louisiana USA Federal Credit Union
  • 10289 Airline Highway, Baton Rouge, LA, 70816
  • With 75 years of service, we are truly committed to providing quality financial products & services. Our professional staff with decades of combined experience aims to make the banking process as enjoyable as possible. LAUSA members have access to a full range of valuable benefits & services designed to make the banking experience.

  • In-House Lending LLC
  • 2531 Toulon Drive, Baton Rouge, LA, 70816
  • "At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community.
    We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."

  • Turn Key Mortgage of Louisiana, LLC
  • 11715 Bricksome Ave, Suite B-6, Baton Rouge, LA, 70816
  • TKM of LA, LLC is located in Baton Rouge, Louisiana and licensed to service the entire state of Louisiana. The staff combined has over 20 years of experience in Residential and Commercial Financing. TKM of LA was created to extend mortgage financing to unique borrowers without the added restrictions that banks and institutions may enforce.