FHA VS Conventional loan programs in St.-Martinville, St. Martin County, Louisiana

For 2026, the conventional loan limit in St.-Martinville, located in St. Martin county, LA, is $647,200. The FHA limit for a single-family home meanwhile is $420,680.

With Lendersa® Conventional loan calculator, compare today's top rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping identify the best program in LA for your financial situation.

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2026 Loan Limits and Down Payment Requirements in St.-Martinville, St. Martin, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to zip codes: 70582

Explore Conventional and FHA Loan Options in St.-Martinville, LA

The aim of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose from one of three starting options to match with suitable lenders and loan programs.

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St.-Martinville Lenders

  • Preferred Lending Solutions, LLC
  • 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518
  • Lends in Louisiana
  • Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates

  • IBERIABank
  • 200 West Congress Street, Lafayette, LA, 70501
  • Lends in Louisiana
  • The IBERIABank philosophy is to exceed client satisfaction by delivering unparalleled customer service at every point of contact. We are committed to offering products and services customized to meet your financial needs. We provide a comprehensive financial product line including Retail, Commercial, Private Banking,

  • MORTGAGESOLUTIONS360 LLC
  • 127 Clinton St., Lafayette, LA, 70501
  • Lends in Louisiana
  • MortgageSolutions360 is a mortgage broker designed to make your experience fast and easy. We offer the experience to offer you the information that will help you make the best decisions. With several lenders to choose from, we are able to offer you the lowest rates and best service possible.
    WE MAKE IT EASY.

  • Anthem Bank & Trust
  • 23910 Railroad Avenue, Plaquemine, LA, 70764
  • Lends in Louisiana
  • While we operate based on a community-banking model, our top-level experience plays an important role in how we treat our local-level customers. Regardless of account size or income, we aim to provide sophisticated banking service at Anthem Bank & Trust that's streamlined, backed by experience and demonstrates a proven ability to solve problems.

  • First Pioneers FCU
  • 2235 South College Road, Lafayette, LA, 70508
  • Lends in Louisiana
  • First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.

  • Loans with Gus
  • 91 Settlers Trace Blvd, Bldg 3, Lafayette, LA, 70508
  • Lends in Louisiana
  • Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.

  • Neighborly Home Lending
  • 218 Rue Beauregard, Suite I, Lafayette, LA, 70508
  • Lends in Louisiana
  • Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.

  • Milestone Mortgage
  • 91 Settlers Trace Blvd, Building 3, Lafayette, LA, 70508
  • Lends in Louisiana
  • we are a brokerage serving customers in Louisiana. The key to our success has been a combination of consistently offering the lowest possible rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity.

  • My Mortgage Company, LLC
  • 141 Treasure Cove, Lafayette, LA, 70508
  • Lends in Louisiana
  • We offer a wide range of fast & easy to use mortgage calculators to help you determine what you can afford. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more they have the knowledge required to present a proposal for financing to lenders in the best way possible.