Explore the differences! FHA VS Conventional loan programs in Timberlane, Jefferson County, Louisiana

In 2026, the Conventional loan limit in Timberlane, located in Jefferson county, LA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

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Use Lendersa®'s loan calculator to compare current rates for Conventional, FHA, and USDA loans and find out the income, credit, reserves, and documentation required to qualify. Our advanced calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you choose the best program for your financial needs in LA.

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Loan Limits and Downpayment Requirements for 2026 in Timberlane, Jefferson County, LA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to these zip codes: 70056

Conventional and FHA Loan Options in Timberlane, LA

The aim of Lendersa® is to provide the best possible Conventional, USDA, or FHA loan quickly and hassle-free. Choose from three starting points that help match you with lenders and loan programs.

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  2. Find rates & terms for Conventional, USDA, and FHA loans first
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  • Vista Mortgage
  • 522 N New Hampshire St, Suite 7, Covington, LA, 70433

  • Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.

  • Arbor Lending
  • 5001 Hwy 190, Suite B5, Covington, LA, 70433

  • We've been helping customers afford the home of their dreams for many years and we love what we do. There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we’re here to help you choose the best type of home loan for your needs.

  • Ace Mortgage Company
  • 711 River Highlands Blvd., Covington, LA, 70433

  • At Ace Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • SOUTHERN MORTGAGE LENDING, INC.,
  • 6652 West Park Ave., Houma, LA, 70364

  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • River Region Federal Credit Union
  • 1625 Lutcher Avenue, Lutcher, LA, 70071

  • River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Cedotal Mortgage
  • 201 Canal Boulevard, Thibodaux, LA, 70301

  • Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple

  • HomeKey Mortgage, LLC
  • 112 W Morris Avenue, Hammond, LA, 70403

  • At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,

  • First National Bank of Picayune
  • 121 East Canal Street, Picayune, MS, 39466

  • First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196

  • Power Mortgage
  • 500 W Canal St, Picayune, MS, 39466

  • POWER Mortgage is a division of Weststar Mortgage Corporation, a New Mexico company founded in 1983. Weststar is a direct lender that specializes in tailoring lending solutions that traditional lenders and banks consider outside the box. Weststar currently services over $2 Billion in mortgages, is a GNMA Issuer,

  • Allegiance Home Lending
  • 430 Corporate Dr, Suite C, Houma, LA, 70360

  • Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.

  • The Right Choice Mortgage, LLC.
  • 14444 University Ave, Hammond, LA, 70401

  • AT Right Choice Mortgage distinguishes itself from the competition with unmatched customer service. Our friendly staff has over 30 years combined experience in the mortgage industry and we strive to make you a client for life. We want to be your Right Choice each and every time. We will go above and beyond for you

  • Ascension Credit Union
  • 2430 S Burnside Avenue, Gonzales, LA, 70737

  • Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.
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