For the year 2025, the Conventional loan threshold in New-Orleans, within the bounds of Orleans county, LA, stands at $647,200. Simultaneously, the FHA limit is set at $420,680 for single-family residences.
Leverage the Lendersa® Conventional loan calculator to juxtapose today's Conventional, FHA, versus USDA optimal rates and discern the income, credit score, reserves, alongside the documentation necessary for qualification. Our state-of-the-art mortgage calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision-making for the most suitable program in LA based on your financial profile.
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| Loan Category | Maximum Loan | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table pertains to the following zip codes: 70139, 70130, 70131, 70114, 70115, 70116, 70117, 70112, 70113, 70118, 70119, 70129, 70128, 70125, 70124, 70127, 70126, 70122, 70163, 70142, 70145, 70146, 70148, 70150, 70151, 70152, 70153, 70154, 70156, 70157, 70158, 70159, 70160, 70161, 70162, 70164, 70165, 70166, 70167, 70170, 70172, 70174, 70175, 70176, 70177, 70178, 70179, 70181, 70182, 70184, 70185, 70186, 70187, 70189, 70190, 70195
The pursuit at Lendersa® is to swiftly connect you with the optimal Conventional, USDA, or FHA loan, minimizing complexity and frustration. Choose from one of the three pathways to effectively align with lenders and optimum loan schemes.
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