FHA VS Conventional loan programs in New-Orleans, Orleans County, Louisiana
For the year 2026, the Conventional loan threshold in New-Orleans, within the bounds of Orleans county, LA, stands at $647,200. Simultaneously, the FHA limit is set at $420,680 for single-family residences.
Leverage the Lendersa® Conventional loan calculator to juxtapose today's Conventional, FHA, versus USDA optimal rates and discern the income, credit score, reserves, alongside the documentation necessary for qualification. Our state-of-the-art mortgage calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision-making for the most suitable program in LA based on your financial profile.
2026 Loan thresholds and down payment criteria in New-Orleans, Orleans county, LA
Loan Category
Maximum Loan
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table pertains to the following zip codes: 70139
Choices of Conventional and FHA loans in New-Orleans, LA
The pursuit at Lendersa® is to swiftly connect you with the optimal Conventional, USDA, or FHA loan, minimizing complexity and frustration. Choose from one of the three pathways to effectively align with lenders and optimum loan schemes.
We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
Lends in Louisiana
The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1615 Poydras St, Suite 940, New Orleans, LA, 70112
Lends in Louisiana
Simple Lending is comprised of several loan experts with over 60 years of combined Mortgage and Real Estate experience. We provide a variety of loan products from loans for primary residences purchase, refinances, investment properties, Fix and Flip loans, commercial and construction loans.
1615 Poydras Street, Suite 900, New Orleans, LA, 70112
Lends in Louisiana
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
“We’ve been in the mortgage business since 1956 and many of our clients have been coming back again and again since we opened our doors over 50 years ago. They know they can always rely on us for the information and service they expect and deserve. And you can, too. We tell it like it is. Buying or selling a house is a major event for everyone.
Bank of Louisiana's mission is to provide companies and individuals locally and throughout the United States with banking alternatives which enhance the quality of life by providing the financial resources to address their needs. Bank of Louisiana provides quality services like commercial loans, mortgages and more to the citizens of Pike County.
Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.
"At New Orleans Mortgage Specialists. We offer a full range of mortgage options as well as real estate investment consulting/creditworthiness consultations. Our dedicated associates have over 60 years of combined experience assisting homebuyers and investors in the Greater New Orleans, South Louisiana area."
At Liberty Bank, we're passionate about helping more people achieve more freedom.There's real freedom here-the freedom you have as an individual to attain your goals, as a business to achieve your idea of success or even as a community that is gathering strength to reach its full potential.
