FHA VS Conventional loan programs in New-Orleans, Orleans County, Louisiana

For the year 2026, the Conventional loan threshold in New-Orleans, within the bounds of Orleans county, LA, stands at $647,200. Simultaneously, the FHA limit is set at $420,680 for single-family residences.

Leverage the Lendersa® Conventional loan calculator to juxtapose today's Conventional, FHA, versus USDA optimal rates and discern the income, credit score, reserves, alongside the documentation necessary for qualification. Our state-of-the-art mortgage calculator lets you evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision-making for the most suitable program in LA based on your financial profile.

Explore loan offers from an array of 100 lenders

2026 Loan thresholds and down payment criteria in New-Orleans, Orleans county, LA

Loan Category Maximum Loan Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table pertains to the following zip codes: 70139, 70130, 70131, 70114, 70115, 70116, 70117, 70112, 70113, 70118, 70119, 70129, 70128, 70125, 70124, 70127, 70126, 70122, 70163, 70142, 70145, 70146, 70148, 70150, 70151, 70152, 70153, 70154, 70156, 70157, 70158, 70159, 70160, 70161, 70162, 70164, 70165, 70166, 70167, 70170, 70172, 70174, 70175, 70176, 70177, 70178, 70179, 70181, 70182, 70184, 70185, 70186, 70187, 70189, 70190, 70195

Choices of Conventional and FHA loans in New-Orleans, LA

The pursuit at Lendersa® is to swiftly connect you with the optimal Conventional, USDA, or FHA loan, minimizing complexity and frustration. Choose from one of the three pathways to effectively align with lenders and optimum loan schemes.

USDA loan requests and results matching by Lendersa


  • Pro Mortgage Funding
  • 43422 W Oaks Dr, Suite 421, Novi, MI, 48377
  • We are mortgage professionals who started our careers in the industry at a Fortune 500 Company. We have been helping our clients achieve home ownership and manage their financing for over two decades in the great state of Michigan. We have brought over the focus of compliance, integrity, and privacy of a world class organization.

  • LendingintheD Mortgage Broker
  • 7741 Dexter Ave, Detroit, MI, 48206
  • LendingInTheD Mortgage Broker is connecting real people to real resources. We are honored to employ our expertise to secure loans for buyers and owners of residential property. We make it our duty to serve our clients by offering competitive products based on the extent of our relationships with Lenders and Banks represented locally, regionally.

  • LOC Credit Union
  • 22981 Farmington Road, Farmington, MI, 48336
  • At LOC Credit Union, we’re ready for you.

    No matter where you are in life, we’re dedicated to taking you further.
    That first savings account where every dollar matters. That vehicle for which costs and need can conflict. That home that can be the foundation for life or a burden. Those dreams you’ve always had.

  • Regal Home Lending
  • 25882 Orchard Lake Rd L-11, Farmington, MI, 48336
  • Regal Home Lending was founded on the principals of hard work, honesty, and integrity; the three things no one can ever take away from a great mortgage broker. Regal Home Lending specializes in thinking outside the box. Every client is treated with white glove service to make the dream of owning a home, become a reality.

  • Muskegon Co-Op Federal Credit Union
  • 715 Terrace Street, Suite 101, Muskegon, MI, 49440
  • Muskegon Co-op FCU is a full service financial institution offering loans, CDs, interest checking with identity theft, money market accounts and more.

    MUSKEGON CO-OP FEDERAL CREDIT UNION is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #FSVCE1DJHJT7.

  • West Michigan Postal Service FCU
  • 800 1st Street, Room 212, Muskegon, MI, 49440
  • West Michigan Postal Service Federal Credit Union was chartered in May 29, 1952, by 8 visionary postal employees, for the purpose of saving themselves, co-workers and their families' money. As a member-owned financial institution, West Michigan Postal Service Federal Credit Union is dedicated to serving only the interests of our members.

  • Green Oak Lending Group LLC
  • 560 North Milford Road, Suite 202, Milford, MI, 48381
  • Our mission is to serve with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Most importantly, we promise to help you.

  • First Independence Bank
  • 7310 Woodward Ave, Suite 101, Detroit, MI, 48202
  • First Independence Bank’s mission is to be a beacon for capital accumulation for individuals and business entities by delivering financial services with an affinity for under-served and minority communities. First Independence Bank, a state‐chartered commercial bank, complies with all applicable laws, rules, regulations, and ordinances.

  • Michigan One Community Credit Union
  • 510 S Dexter Street, Ionia, MI, 48846
  • Moments after walking into one of our lobbies you’ll see there’s something different about M1. Our employees greet you with gratitude, eager to serve you as our member and financial partner. This people-first way of doing business is something you might not expect from a financial institution, but it’s just the norm here.