Explore the differences! FHA VS Conventional loan programs in Vidalia, Concordia County, Louisiana
In 2026, the Conventional loan limit for Vidalia, located in Concordia county, LA, stands at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.
The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation to qualify. Our sophisticated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you towards the optimal program for your financial scenario in LA.
2026 Loan Limits and Down Payment Requirements in Vidalia, Concordia County, LA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is relevant for zip codes: 71373
Conventional and FHA Loan Options in Vidalia, LA
The goal of Lendersa® is to swiftly provide you with the best possible loans, including Conventional, USDA, or FHA, with no hassle. Choose one of three starting points that offer appropriate lenders and loan solutions.
5700 Commerce Street, Saint Francisville, LA, 70775
Lends in Louisiana
Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today.
From the moment our doors first opened, we’ve been committed to serving each
Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.
Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.
At Heart, we specialize in helping members like family!
We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.
Landmark Bank was founded in August, 1897, and capitalized with $15,000 from local investors who recognized the need for the community to have a bank to call its own. The original management team of The Hon. D. W. Pipes (President), E. J. Buck (Vice President) and H. H. Forrestor (Cashier) established our commitment to personal service from the ver
We prefer to keep our focus on the local community, and our relationships in the towns we serve. While we may be small in size, we are big on our neighbors. Wear a suit or overalls when you come inside, it’s all the same to us. We value face to face deals and handshakes. And we’re big on getting to know your name, your family.
District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.
