FHA VS Conventional loan in Ferriday, Concordia County, Louisiana
In 2026, the maximum limit for a Conventional loan in Ferriday, located in Concordia county, LA, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
With the Lendersa® Conventional loan calculator, you can evaluate today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see options like Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you decide the most suitable program for your financial situation in LA.
Loan Limits and Down Payment Requirements for 2026 in Ferriday, County of Concordia, LA
Loan Type
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 71334
Exploring Conventional and FHA Loan Options in Ferriday, LA
The aim of Lendersa® is to quickly connect you with the optimal Conventional, USDA, or FHA loans without unnecessary hassle. Begin with one of three methods that direct you to matching lenders and suitable loan programs.
We prefer to keep our focus on the local community, and our relationships in the towns we serve. While we may be small in size, we are big on our neighbors. Wear a suit or overalls when you come inside, it’s all the same to us. We value face to face deals and handshakes. And we’re big on getting to know your name, your family.
Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.
At Heart, we specialize in helping members like family!
We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.
Cottonport Bank was founded by Mr. G.W. Sentell, Dr. C.J. Ducote, Mr. Tom M. Mathews, and other prominent residents of Cottonport and the surrounding areas. On September 15 of the same year, the bank opened for business with a capital stock of $25,000. Dr. C.L. Ducote was the first president of The Cottonport Bank from 1902 until 1909.
5700 Commerce Street, Saint Francisville, LA, 70775
Lends in Louisiana
Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today.
From the moment our doors first opened, we’ve been committed to serving each
District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.
