FHA VS Conventional loan in Berkley, Bristol County, Massachusetts

In 2026, different loan limits apply for a single-family home in Berkley, located within Bristol county, MA: the limit for a Conventional loan is set at $726,200, while the FHA limit is $661,250. Knowing these limits is essential for prospective homeowners to understand their financing options within the area.

Access the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Establish the necessary income, credit levels, reserves, and required documents for qualifying. Equipped with our advanced mortgage calculator, you can visually compare Conforming Conventional loans, USDA, FHA, and VA options side by side. This overview aids in selecting the most suitable program in MA to fit your specific financial scenario.

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2026 Loan Limits and Down Payment Guidelines in Berkley, Bristol, MA

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

This table's information pertains to zip codes: 2779, providing guidance for homebuyers on their respective eligibility based on geographic and loan type criteria.

Comprehensive Options for Conventional and FHA Loan Solutions in Berkley, MA

The mission of Lendersa® is to facilitate an easy and efficient process for securing the most appropriate Conventional, USDA, or FHA loan. Start by selecting one of three comprehensive pathways, guiding you towards suitable lenders and loan programs tailored to meet your needs.

Explore comprehensive USDA loan request matches with Lendersa


Berkley Lenders

  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • Lends in Massachusetts
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
    At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "

  • Taunton Federal Credit Union
  • 14 Church Green, Taunton, MA, 02780
  • Lends in Massachusetts
  • At TFCU, we are committed to offering an extensive range of products and services designed specifically with you in mind! We want to make your banking experience as easy as possible by giving you convenient access to manage your accounts on the go, all while providing you with the latest and greatest banking technology.

  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • Lends in Massachusetts
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.

  • BayCoast Bank
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • Lends in Massachusetts
  • BayCoast Bank has 24 locations: Berkley, Dartmouth, Fairhaven, Fall River, Foxborough, New Bedford, North Dighton, Somerset, Swansea, Seekonk, Westport in Massachusetts and Bristol, Cranston, Little Compton, Providence, Tiverton, Portsmouth in Rhode Island. Each branch has at least one ATM, and ITMs are located at select branches.

  • BayCoast Mortgage Company, LLC
  • 330 Swansea Mall Drive, Swansea, MA, 02777
  • Lends in Massachusetts
  • BayCoast Mortgage, LLC is a full service lender providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout the East Coast including FNMA, FHLC, VA, FHA, Jumbo, MA Housing, RI Housing and BayCoast Portfolio .

  • St. Anne's Credit Union
  • 286 Oliver Street, Fall River, MA, 02724
  • Lends in Massachusetts
  • St. Anne's Credit Union has been providing financial products and banking services since 1936. St. Anne's has over 150 employees servicing ten locations including Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth. St. Anne’s was selected for the fifth year in a row #1 Credit Union by the p

  • Fall River Pawn Brokers
  • 1475 South Main Street, Fall River, MA, 02724
  • Lends in Massachusetts
  • Fall River Pawnbrokers was established in 1995 with our first pawn shop operation opening its doors in Fall River, Massachusetts. For over 24 years we have contributed to serving working families and communities by providing a wide range of financial services for people of all ages and backgrounds.

  • Merrimack Valley Credit Union
  • 75 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.

  • Bluestone Bank
  • 14 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.