FHA VS Conventional loan in Somerset, Bristol County, Massachusetts

In 2025, the Conventional loan limit for Somerset, in the county of Bristol, MA, is $726,200. Meanwhile, the FHA limit for a single-family home is $661,250.

With the Lendersa® Conventional loan calculator, compare today's best rates for Conventional, FHA, and USDA loans to determine the needed income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator helps you see Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in deciding the best program for your financial needs in MA.

Explore loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Somerset, County of Bristol, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The comparison table is valid for ZIP codes: 02726, 02725

Options for Conventional and FHA Loans in Somerset, MA

The focus of Lendersa® is to secure the best Conventional, USDA, or FHA loan efficiently and hassle-free. Choose from one of three pathways that lead to matched lenders and loan programs.

Loan requests and matching results by Lendersa


  • Blue Point Commercial Capital
  • 0 Philmont Ave, Cranston, RI, 02910
  • Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.
  • Anchor Financial Mortgage, Inc
  • 1 Lonsdale Avenue, Pawtucket, RI, 02860
  • Our mission is to provide qualified individuals with high quality mortgage programs that are tailored to fit their unique situation at the most competitive rates in the nation. Anchor Financial Mortgage, Inc. is committed to delivering quality mortgages to our clients and lending partners.
  • Homestar Mortgage
  • 220 Smith Street, Providence, RI, 02908
  • Homestar Mortgage is one of Rhode Island's largest independent mortgage lenders and brokers, offering home and commercial loans, constructions loans, reverse mortgages, and refinancing programs. With offices in Providence, Wakefield and Plainville, MA, Homestar is a licensed mortgage lender
  • Stonegate Mortgage
  • 10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
  • Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
  • PGE Federal Credit Union
  • 179 West River Street, Providence, RI, 02904
  • The PGE FCU was established in 1927 to serve the banking needs of the Employees of the United States Postal Service. Since then we have extended that service to certain employees of the USA. Membership is also available to certain family members of existing Credit Union Members. As you will see, we are a full-service financial institution.
  • Home Loan Investment Bank
  • 1 Home Loan Plaza, Warwick, RI, 02886
  • Home Loan Investment Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75, 000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service.
  • Wave Federal Credit Union
  • 480 Greenwich Avenue, Warwick, RI, 02886
  • Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.
  • Greenwood Credit Union
  • 2669 Post Road, Warwick, RI, 02886
  • Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond. Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.
  • Best Financial Mortgage Services Inc
  • 108 Phenix Ave, Cranston, RI, 02920
  • Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
  • Providence Commercial Capital
  • 535 Atwood Ave, Suite 4, Cranston, RI, 02920
  • Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.