FHA VS Conventional loan programs in Blackstone, Worcester County, Massachusetts

In 2025, the Conventional loan limit in Blackstone, part of Worcester county, MA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, compare today's top rates between Conventional, FHA, and USDA, and determine the income, credit, reserves, and documents required to qualify. This advanced mortgage calculator enables a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting in selecting the best program within MA for your financial circumstances.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Blackstone, Worcester, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to these zip codes: 1504

Review Conventional and FHA Loan Options in Blackstone, MA

The Lendersa® goal is to secure the best possible Conventional, USDA, or FHA loans for you swiftly and easily. Begin with one of three starting options to connect with matching lenders and suitable loan programs.

Results from USDA loan requests via Lendersa


  • Hudson River Community Credit Union
  • One Third Street, Corinth, NY, 12822
  • Hudson River Community Credit Union (HRCCU) was founded in 1954 by the employees of International Paper Company in Corinth, New York as IPCO Federal Credit Union. Today, HRCCU is a state-chartered community credit union. Anyone who lives, works, worships, or attends school located within Saratoga, Warren, Washington,
  • Ponce Bank
  • 2244 Westchester Avenue, Bronx, NY, 10462
  • Our Bank has earned a reputation for serving the needs of our communities by emphasizing the importance of personal banking and by promoting local economic development. We employ a highly qualified and professional staff and offer a wide variety of products and services designed to meet the needs our customers
  • Go Home Mortgage Inc
  • 1513 Castle Hill Avenue, Bronx, NY, 10462
  • Go Home Mortgage Inc, is a registered Mortgage Broker with the NYS Dept of Financial Services. All loans are arranged thru third party lenders. Our services cover the entire New York State. Go Home Mortgage Inc operates from one prime location in the Bronx since February 2006. We are a full service mortgage brokerage company.
  • Ocean Financial Federal Credit Union
  • 45 Atlantic Avenue, Oceanside, NY, 11572
  • Ocean Financial (formerly Oceanside Christopher Federal Credit Union), the Catholic Credit Union, was chartered in 1969 by members of the Father Joseph O’Connell Knights of Columbus Council in Oceanside, New York. Over the past 40 years, Ocean Financial FCU has steadily expanded, and now serves as a full-service financial organization
  • Qside Federal Credit Union
  • 211-31 Jamaica Avenue, Queens Village, NY, 11428
  • Qside Federal Credit Union is a not-for-profit, cooperative financial institution owned and controlled by its members – the people who use its products and services. Membership begins when you open a basic savings account. Both membership and the basic savings account are completely free as long as you maintain a minimum balance of $25.
  • Vivid Mortgages Inc.
  • 211-35 Jamaica Ave, 1st Floor, Queens Village, NY, 11428
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Northeastern Operating Engineers Federal Credit Union
  • 1616 Whitestone Expressway, Whitestone, NY, 11357
  • Since 1974, Northeastern Operating Engineers Federal Credit Union has been serving the financial needs of its members & their families. The Credit Union is a full service financial institution that offers a broad range of financial products &services. Our knowledgeable loan officers can help you with your mortgage, home equity loan needs
  • 1ST 2ND MORTGAGE COMPANY OF N.J., INC.
  • 50 Spring Street, Cresskill, NJ, 7626
  • We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending...including purchase and refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with competitive rates, terms and costs-to meet your unique needs.