Explore the differences! FHA VS Conventional loan programs in Millville, Worcester County, Massachusetts

In 2026, the conventional loan limit for a single-family home in Millville, located in Worcester county, MA, is $726,200, while the FHA limit is $472,030.

The Lendersa® Conventional loan calculator can be used to compare today's best rates for Conventional, FHA, and USDA loans. It helps assess the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the most suitable program for your financial situation in MA.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Millville, Worcester County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 1529

Conventional and FHA Loan Options in Millville, MA

Lendersa® is committed to helping you swiftly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting options to match with suitable lenders and loan programs.

Outcome of USDA loan requests with Lendersa


  • Edgewood Capital Advisors
  • 250 Pequot Ave, Southport, CT, 06890
  • Edgewood Capital is a private commercial real estate bridge lender focused on providing loans for borrowers acquiring or recapitalizing transitional value-add assets of all property types nationwide. Edgewood works closely with borrowers to provide a quick and customized resolution for their financing needs.

  • Stormfield Capital
  • 200 Pequot Avenue, Southport, CT, 06890
  • Stormfield Capital Funding I, LLC is a direct lender specializing in providing short-term loans secured by commercial and residential investment real estate.

    As a result of Stormfield's experience and flexible capital pool, we are able to underwrite situations which present an urgent need for capital. Typical special situations may include qui

  • Savings Bank of Danbury
  • 220 Main Street, Danbury, CT, 06810
  • Savings Bank of Danbury is a full-service Connecticut community bank rooted in history and positioned for the future.

    Founded in 1849 under the same name, we have grown and adapted to serve our customers while building a reputation for financial stability, personal service and modern convenience.

  • UNION SAVINGS BANK
  • 225 Main Street, Danbury, CT, 06810
  • USB is a mutual financial services organization committed to building lasting relationships that exceed the expectations of our customers & the communities we serve. We build lasting relationships that enrich the lives of our customers and communities. We are committed to professionalism, & our integrity & ethical standards will not be compromised.

  • GML Group
  • 429 Main Street, Suite 1, Danbury, CT, 06810
  • At Global Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Tri State Area FCU
  • 28 Church Street, Hoosick Falls, NY, 12090
  • Tri State Area Federal Credit Union (TSAFCU) is a full-service member-owned not-for-profit community credit union. It was founded in 1953 and continues to grow strong. We focus on providing good old-fashioned “member” service while helping our members answer financial questions, buy new or used vehicles, purchase and refinance homes

  • Provost Capital
  • 2 Aspetuck Glen, Weston, CT, 06883
  • Provost Capital LLC is a direct private lender making loans to fund the purchase of real estate properties by investors looking to rehab either as a Fix&Flip or a Fix&Rent.

    With a deep and committed pool of investor capital, Provost is able to make quick and efficient loan decisions, provide proof of funds letters & fund purchases with A very s

  • Meredith Village Savings Bank
  • 24 NH Route 25, Meredith, NH, 03253
  • MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.

  • Constitution Lending- Hard Money Lender
  • 500 Post Road East, Westport, CT, 06880
  • Constitution was founded to democratize access to real estate credit opportunities and provide a better more seamless lending experience for borrowers. Our platform leverages our founders' experience investing across the capital structure in real estate, allowing your portfolio to grow with the benefit of our experience.

  • Suffolk Federal Credit Union
  • 3681 Horseblock Rd, Medford, NY, 11763
  • Suffolk Federal Credit Union is committed to a relationship with our members based on trust and respect as we deliver Better Banking for Long Island. We understand that each of our members has their own dream or vision of what they want to accomplish financially, whether it's the purchase of a new home or new car.

  • First Hudson Mortgage Company
  • 20 King Arthur Way, Hudson, NY, 12534
  • Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs

  • Valley Mortgage Company Inc
  • 751 Warren Street, Front Hudson, NY, 12534
  • Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more