FHA VS Conventional loan in Buzzards-Bay, Barnstable County, Massachusetts
In 2026, the maximum limit for conventional loans in Buzzards-Bay, in the county of Barnstable, MA, is $647,200, whereas the FHA limit for a single-family home is $621,000.
Use the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine your required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in your selection of the right program for your financial needs in MA.
2026 Loan Limits and Down Payment Requirements in Buzzards-Bay, Barnstable County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$408,200
0%
FHA
$621,000
3.5%
This table is applicable to the following zip codes: 2532
Options for Conventional and FHA Loans in Buzzards-Bay, MA
Lendersa® is dedicated to helping you acquire the best possible Conventional, USDA, or FHA loan swiftly and without complications. Choose one of three starting options to connect with matching lenders and loan programs.
PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham
Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.
Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.
First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc
We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,
St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
"Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans. At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "
