FHA VS Conventional loan programs in Buzzards-Bay, Barnstable County, Massachusetts

In 2025, the maximum limit for conventional loans in Buzzards-Bay, in the county of Barnstable, MA, is $647,200, whereas the FHA limit for a single-family home is $621,000.

Use the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine your required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding in your selection of the right program for your financial needs in MA.

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2025 Loan Limits and Down Payment Requirements in Buzzards-Bay, Barnstable County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $408,200 0%
FHA $621,000 3.5%

This table is applicable to the following zip codes: 2532

Options for Conventional and FHA Loans in Buzzards-Bay, MA

Lendersa® is dedicated to helping you acquire the best possible Conventional, USDA, or FHA loan swiftly and without complications. Choose one of three starting options to connect with matching lenders and loan programs.

Results for USDA loan requests through Lendersa


  • First Community Bank of Central
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  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage. It is our belief that a community is best
  • Peoples Choice Home Loans, LLC
  • 2024 E Pinetree Blvd, Suite C, Thomasville, GA, 31792
  • Peoples Choice helps borrowers with obtaining mortgage financing that best suits their financial needs and goals. We offer over 150 loan programs from lenders across America. Chances are we can help you find a loan that best fits your financial needs with low costs and competitive interest rates.
  • Professional Grade Mortgage
  • 18120 NW 266th St., High Springs, FL, 32643
  • At Professional Grade Mortgage, we offer our clients access to HUNDREDS of loan programs from over 25 of the Nation's Top Lenders, including Quicken Wholesale, UWM, Caliber, Loan Depot, Freedom Mortgage, & many more. This allows us to service all of our clients needs with Conventional, VA, FHA USDA & Non Prime loans, covering all occupancy types
  • My Healthcare Federal Credit Union
  • 4720 NW 39th Ave, Gainesville, FL, 32606
  • My Healthcare Federal Credit Union has been serving employees of thehealth care community since 1974. The credit union was originally formed under the name of HCA Federal Credit Union and was chartered to serve the health care community of North Florida Regional Medical Center in Gainesville, FL.
  • Alligator Mortgage Company
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  • The Alligator Mortgage Company Team is your premier mortgage team located in Gainesville, Florida. We pride ourselves on offering some of the best mortgage rates in Gainesville and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Gainesville area.
  • 123 Mortgage LLC
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  • "123 Mortgage, we offer a full range of loan products whether you are making a purchase or would like to learn more about refinancing, our team of experienced mortgage professionals have you covered! Explore our customizable loan programs to learn more. Fixed Rate Mortgages FHA Streamline Financing Cash Out Mortgage Conventional Loans Re
  • Mortgage Solutions of St. Louis
  • 9849 Manchester, Suite 3, Saint Louis, MO, 63119
  • Mortgage Solutions of St Louis is owned and operated right here in St. Louis, MO. Co-owners Paul and Steve LaVigne entered the mortgage field in 1999. The twin brothers, both CPAs, bring a very unique background to the table which has led to Mortgage Solutions becoming one of the leading St. Louis mortgage companies.
  • Central State Bank
  • 102 North Main Street, Elkader, IA, 52043
  • Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.
  • F&M Bank & Trust
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  • Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else. Farmers & Merchants Savings Bank was chartered on March 1, 1916.
  • The Mortgage Firm
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  • The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency