FHA VS Conventional loan programs in 2025 for Monument-Beach, Barnstable County, Massachusetts
As of 2025, the limit for Conventional loans in Monument-Beach, located in Barnstable county, MA, is $647,200. Meanwhile, for a single-family home, the FHA limit is $621,000.
With the Lendersa® Conventional loan calculator, you can effortlessly compare today's top rates for Conventional, FHA, and USDA loans. Understand the required income, credit, reserves, and documentation needed to qualify. This advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting you in identifying the most suitable program in MA tailored to your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Monument-Beach, Barnstable, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$408,200
0%
FHA
$621,000
3.5%
This table is relevant for the zip codes: 02553, 02532, 02559
Navigating Conventional and FHA Loan Choices in Monument-Beach, MA
Lendersa®'s goal is to promptly provide you with the optimal Conventional, USDA, or FHA loan, without any hassle. You can start by choosing one of three pathways that lead you to matched lenders and appropriate loan programs.
Island Home Mortgage is a family owned and operated business led by Michael Eric Kuc. Originally from New York, Michael’s family relocated to Florida in the Orlando area as a child where later, as an adult, he would find his love for St. Augustine, Fl. After several family trips to the area with his wife, Tonya and daughter Berkley,
2085 A1A South, Unit 204, Saint Augustine, FL, 32080
RMG Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience. We are a family owned and operated business. Our goal is not only to meet our customers' expectations, but to surpass them. Mortgage Group, LLC has experienced loan officers and processors who have over twenty years of experience.
We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.
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TRU·FI Credit Union was originally founded in 1967 as Baker County Federal Credit Union in the living room of Mr. Ira Starling. It was in his home that a small group of individuals who shared the same vision of creating a cooperative banking entity, met to discuss giving the citizens of Baker County more than one choice of where to conduct
