FHA VS Conventional loan in Chelsea, Suffolk County, Massachusetts
In 2025, the loan limit for a Conventional loan in Chelsea, within Suffolk County, MA, is $828,000. The FHA limit for a single-family home, however, is $828,000.
Take advantage of the Lendersa® Conventional loan calculator to compare today’s best rates, including Conventional, FHA, and USDA options. Evaluate the needed income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans simultaneously, allowing you to choose the best program for your financial needs in MA.
2025 Loan Limits and Down Payment Requirements in Chelsea, County of Suffolk, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$0
0%
FHA
$828,000
3.5%
This table is applicable to the following zip codes: 02150, 02204
Options for Conventional and FHA Loans in Chelsea, MA
Lendersa® is committed to finding the best available loan, whether Conventional, USDA, or FHA, swiftly and easily. Choose from one of three starting paths to align you with suitable lenders and programs.
East West Mortgage was started to help individuals and families manage their home finances and their lives in an efficient, and informed manner. Our technology allows us to save our customers time and money. Our knowledgeable loan officers are dedicated to helping customers understand their options and select the best loan programs available.
We’re not just a lender—we’re a partner. We are a family-owned private real estate lending firm based in Salem, Massachusetts. With an expert, in-house team of appraisers, lawyers, technical specialists and real estate investors, we’ve supplied entrepreneurs, businesses and real estate developers with millions of dollars in commercial debt and equi
Superior Funding Corporation is a Massachusetts mortgage company offering extremely competitive rates, personal approach and the highest standards in customer care. Superior Funding Corporation was formed by people with technical backgrounds and advanced education in several areas (engineering, finance and economics).
255 Washington Street, Suite 300, Newton, MA, 02458
The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses
Since 1960, Northern Bank has been the banking partner of choice for businesses and consumers throughout New England. We take an entrepreneurial, commonsense approach to providing a complete line of banking solutions. We are deeply invested in the communities we serve and passionately committed to helping you, our customers, grow.
Common Trust Federal Credit Union is a member-owned financial institution that provides personal banking services. Our mission is to be the familiar face that guides our membership to financial stability by building lifelong relationships with each individual and providing them with the solutions needed to meet their unique goals
At Sparta Financial, LLC we use our experience to help our clients achieve their dream of home-ownership throughout Massachusetts & New Hampshire. We carefully analyze their needs to ensure they end up with the right mortgage product. Our mission is simple; Provide great service and develop long lasting relationships
Lendmark Mortgage Corporation is a Mortgage Brokerage company specializing in providing a variety of mortgage loans. Since its inception in 2005, Lendmark has experienced significant growth by following its original mission of meeting the personal lending needs of clients, by offering a combination of low rates and superior service.
Since 1889, Colonial Federal Savings Bank has been “your neighborhood bank”. As the only remaining mutual savings bank founded in the City of Quincy, we are aware that nothing replaces the understanding, thoughtful, and individual service that is only available through personal contact.
Classic Homes Real Estate is a well established (over 33 yrs), successful, independently owned and operated full service residential real estate agency.
We are not a traditional “cookie cutter” real estate agency. Even our office is different. We’ve restored a residential home in the heart of Wollaston Center, and filled it with a caring.
For more than four generations, TCB has been helping our customers make their goals and dreams a reality. We opened our doors on South Street in Roslindale in April 1898 as Roslindale Cooperative Bank. From 1928 to 1956, our main office was located on the corner of Corinth Street. In 1956, we moved to 40 Belgrade Avenue, where we still are today.
