FHA VS Conventional loan programs in 2026 for Chelsea, Suffolk County, Massachusetts
In 2026, the loan limit for a Conventional loan in Chelsea, within Suffolk County, MA, is $828,000. The FHA limit for a single-family home, however, is $828,000.
Take advantage of the Lendersa® Conventional loan calculator to compare today’s best rates, including Conventional, FHA, and USDA options. Evaluate the needed income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans simultaneously, allowing you to choose the best program for your financial needs in MA.
2026 Loan Limits and Down Payment Requirements in Chelsea, County of Suffolk, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$0
0%
FHA
$828,000
3.5%
This table is applicable to the following zip codes: 02150
Options for Conventional and FHA Loans in Chelsea, MA
Lendersa® is committed to finding the best available loan, whether Conventional, USDA, or FHA, swiftly and easily. Choose from one of three starting paths to align you with suitable lenders and programs.
Everett Banks’ loyalty to our customers and friends is the foundation of our business. We're proud to be a part of this local heritage and have enjoyed working to help our communities grow and prosper. Our goal is to form long-lasting relationships by providing customers with better, more convenient products and services.
MJ Mortgage has licenses to operate in Florida, Massachusetts, and New Hampshire.Our process is fast, practical, and efficient, with record time for processing documents with the bank, in less than 20 days! We are the ideal Mortgage company for anyone who wants to buy or invest in. Make yourself at home
We are here to offer our experience and expertise in mortgage lending. Our Loan Officers are working for you! With helpful guides through the lending process, our experienced staff will guide you has access to a full range of mortgage sources. Together with there know-how and all of our lending specialists are dedicated to finding the right loan
10 Bremen Street, 2nd Floor, East Boston, MA, 02128
Lends in Massachusetts
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Boston Private We bring together a full spectrum of wealth, trust and banking services to give you the one trusted resource you need to simplify and strengthen your financial life. and also Boston Private is a bank with operations in four states. Boston Private offers numerous mortgage programs including conventional, jumbo, non-owner occupied, Hom
8 Faneuil Hall Marketplace 3rd fl, Boston, MA, 02109
Lends in Massachusetts
Investors Choice Lending is a private hard money lender offering Boston’s real estate investors a unique opportunity to secure the funds they need. When you’ve got eyes on your next investment property, there’s nothing you want more than to close quickly and without hassle.
We’ve aligned ourselves with many National lending resources.
We created Ethic, A Wealth Bank to fulfill a need. People want to feel connected, understood, and valued. We understand this only can be accomplished through building meaningful and long-lasting relationships, which is why relationships are at the heart of all we do. Our mission is to provide clients with advice, tools, services and solutions.
Our history goes back over 200 years. We offer banking, investments, and insurance all under one roof, and we pride ourselves on working harder to understand our customers’ needs so we can deliver these services in a committed and personal way. Founded in 1818 and headquartered in Boston
