Explore the differences! FHA VS Conventional loan programs in Chelsea, Suffolk County, Massachusetts

In 2025, Convetional loan limit in Chelsea, county of Suffolk, MA is $828,000 while FHA limit is $828,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Chelsea, county of Suffolk, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $0 0%
FHA $828,000 3.5%

The comparison table applies to zip codes: 02150, 02204

Conventional and FHA loan options in Chelsea, MA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Linear Home Loans Inc.
  • 30220 Rancho Viejo Road, Suite E, San Juan Capistrano, CA, 92675
  • Linear Home Loans was founded in 2008 on the principles of fair and ethical lending, with a customer-centric strategy to deliver great service and competitive rates.We strive to provide only the best customer service as it is our goal to make sure every client of ours has a positive mortgage experience.
  • TMG Realty
  • 31726 Rancho Viejo Road, Suite 205, San Juan Capistrano, CA, 92675
  • TMG Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We are a Direct Lender with out own in-house processing and fulfilment.
  • So Cal VA Homes
  • 30448 Rancho Viejo Road, Suite 120, San Juan Capistrano, CA, 92675
  • "Introducing, a one of a kind new program exclusively for Active Military and Veterans, it occurred to us that there must be a better way for “VA folks” just like you to BUY your ultimate home! Your VA loan benefit is a very powerful tool, but it falls desperately short when it comes to paying for everything to actually finish the home"
  • Groves Capital INC
  • 4025 Stonebridge Lane Rancho, Rancho Santa Fe, CA, 92091
  • Groves Capital, Inc., is a hybrid mortgage broker and banker based out of San Diego, California, founded in 2016 by Christoffer & Aleyna Groves. Aleyna, having well over a decade of experience in the mortgage business, formed Groves Capital with her husband Christoffer, a successful Realtor with experience dating back to the early 2000s.
  • American Freedom Funding
  • 22632 Golden Springs Dr, Suite 180, Diamond Bar, CA, 91765
  • We are home loan experts dedicated to making sure your home purchase or refinance experience is easy, honest, and quick. We’re a direct mortgage lender. That means that you will work directly with the person who lends you the money to buy your dream home (or condo!) No ridiculous bank “loan profiles.” Just common sense and fair play.
  • NuBridge Commercial Lender
  • 21680 Gateway Center Drive, Suite 230, Diamond Bar, CA, 91765
  • NuBridge Commercial Lending is a nationwide direct lender focused on making first-lien, short-term bridge loans to owners of small-balance commercial properties in 48 states and the DC. We can help you fund loans for multifamily, mixed-use, office, retail, light industrial, mobile home parks, self-storage, warehouse, and retail properties.
  • Investment & Financial
  • 556 N. Grand Blvd, Diamond Bar, CA, 91765
  • GRAND INVESTMENT&FINANCIAL was founded with the intent to provide a loan for every borrower and every home. With a wide choice of loan products, you'll find a loan program that suits your financial goals, and our skilled loan specialists can walk you through the steps to funding your dreams. With unparalleled customer service
  • NetCORE Realty & Lending
  • 21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765
  • Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.
  • American Empire Lending
  • 20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765
  • American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.
  • Resban
  • 22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
  • Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.