FHA VS Conventional loan programs in 2025 for Chelsea, Suffolk County, Massachusetts
In 2025, the loan limit for a Conventional loan in Chelsea, within Suffolk County, MA, is $828,000. The FHA limit for a single-family home, however, is $828,000.
Take advantage of the Lendersa® Conventional loan calculator to compare today’s best rates, including Conventional, FHA, and USDA options. Evaluate the needed income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans simultaneously, allowing you to choose the best program for your financial needs in MA.
2025 Loan Limits and Down Payment Requirements in Chelsea, County of Suffolk, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$828,000
3%
USDA
$0
0%
FHA
$828,000
3.5%
This table is applicable to the following zip codes: 02150, 02204
Options for Conventional and FHA Loans in Chelsea, MA
Lendersa® is committed to finding the best available loan, whether Conventional, USDA, or FHA, swiftly and easily. Choose from one of three starting paths to align you with suitable lenders and programs.
We are here for you. From the start, you can expect your conversations with us to be friendly, educational, and comprehensive. It is our priority to take the time to truly get to know you and the specific details of your individual situation. You can count on us to dedicate our time and many years of expertise to help you reach your Home
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