In the year 2026, the limit for a Conventional loan within Cambridge, situated in Middlesex county, MA, is set at $828,000. For a single-family home, the FHA loan limit is $828,000.
Utilize the Lendersa® Conventional loan calculator to juxtapose today's most competitive rates between Conventional, FHA, and USDA loans. This tool assists in understanding the necessary income, credit standing, reserves, and documentation needed for qualification. Our state-of-the-art mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in evaluating which program in MA best aligns with your specific financial situation.
Explore and compare loan offers from a diverse pool of 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $828,000 | 3% | |
| USDA | $675,000 | 0% | |
| FHA | $828,000 | 3.5% |
This comparison table is applicable to zip codes: 02142, 02140, 02141, 02139, 02138, 02238, 02477
Lendersa® is dedicated to swiftly securing the best fit for a Conventional, USDA, or FHA loan, ensuring a smooth and hassle-free process. You can start with one of three options that will pair you with matching lenders and the appropriate loan programs.
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