FHA VS Conventional loan programs in 2025 for Fairhaven, Bristol County, Massachusetts

In the year 2025, the conventional loan limit in Fairhaven, which is part of Bristol county in MA, has been set at $726,200. Meanwhile, the FHA loan limit for a standard single-family home is established at $661,250. These limits play a crucial role in determining how much can be borrowed under each type of loan in this region, affecting buyers' choices.

Employ the Lendersa® Conventional loan calculator to juxtapose today’s top rates between Conventional, FHA, and USDA options, aiming to identify the most favorable rates available. This tool assists in assessing the necessary income, credit scores, reserves, and documentation required to ensure qualification. Our sophisticated mortgage calculator offers a side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans, guiding you towards making the best decision regarding financial programs in MA, tailored specifically to your unique financial circumstances.

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Loan Limits and Downpayment Requirements for 2025 in Fairhaven, part of Bristol County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The information in this comparison table is applicable to the following zip codes: 2719

Examining Conventional and FHA Loan Options in Fairhaven, MA

Lendersa® is committed to finding you the most suitable Conventional, USDA, or FHA loan options swiftly and with minimal difficulty. You are encouraged to begin with any of these three pathways, each designed to connect you with matching lenders and loan programs, optimizing your choices.

Lendersa USDA Loan Request Matches


  • Alabama Rural Electric Credit Union
  • 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
  • ARECU started with the dreams of seven in 1969, and in 2020 we are excited to be Alabama Rural Electric Credit Union, a division of Alabama ONE. The merger with Alabama ONE Credit Union in April of 2020 brings a myriad of improved products and services with the added strength of Alabama ONE's legacy of exceptional service.
  • ALABAMA ONE
  • 1215 Veterans Memorial Pkwy, Tuscaloosa, AL, 35404
  • Alabama ONE was chartered in 1951 as the TRW Federal Credit Union. The name was changed to BF Goodrich Employees Federal Credit Union on July 18, 1973, and remained that through many years of growth and prosperity. In early 2001, BF Goodrich Employees Federal Credit Union was granted the status of a Community Credit Union.
  • On Time Funds LLC
  • 1328 Hwy A1a, Satellite Beach, FL, 32937
  • We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.
  • Home Lending Source
  • 1370 Highway A1A Ste. A, Satellite Beach, FL, 32937
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CrossPoint Funding
  • 3270 Suntree Blvd, Suite 1118, Melbourne, FL, 32940
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Eagle Bay Mortgage LLC
  • 5995 Trieda Drive, Viera, FL, 32940
  • John Matteucci founded Eagle Bay Mortgage based on the belief that getting a mortgage should be an easy, stress free and inexpensive process. As an independent mortgage broker, John Matteucci has access to the best mortgage pricing available and we keep expenses low so our cost savings can be passed on to you.
  • Phoenix Star Mortgage LLC
  • 7341 Office Park Place, Suite 201, Melbourne, FL, 32940
  • Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.
  • Shelter Mortgage Company
  • 7341 Office Park Place, Suite 106, Melbourne, FL, 32940
  • Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .
  • American Bank of Missouri
  • 690 North Service Road West, Wright City, MO, 63390
  • We are a full service community bank specializing in SBA, Commercial & Real Estate Loans as well as Treasury Management & we offer a full range of deposit related services. We currently serve the St. Louis area & St. Charles, Warren & Montgomery Counties. We strive to provide you with the best banking experience possible.
  • Progressive Capital Lending Group
  • 111 North Orange Ave, Suite 800, Orlando, FL, 32801
  • We’ll provide the commercial finance you need to expand your company and tap new markets thanks to our full suite of lending products designed to bring you success. Furthermore, your project will be overseen by a dedicated team of financial experts who have made us a nationally renowned leader in small business loans.
  • Firefighter Mortgages®
  • 189 S Orange Ave, Suite 970, Orlando, FL, 32801
  • As firefighters ourselves, it is our mission to provide unparalleled mortgage value and service to our brother and sister firefighters, first responders, law enforcement members, and service members in a safe and friendly environment with their best interests as our guide.and Understanding that everybody’s situation and objectives may be different
  • Unrivaled Rate LLC
  • 121 South Orange Avenue, 15th Floor, Suite 1500, Orlando, FL, 32801
  • At UnrivaledRate, where we specialize in residential mortgages. At UnrivaledRate, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.