FHA VS Conventional loan programs in Fairhaven, Bristol County, Massachusetts

In the year 2026, the conventional loan limit in Fairhaven, which is part of Bristol county in MA, has been set at $726,200. Meanwhile, the FHA loan limit for a standard single-family home is established at $661,250. These limits play a crucial role in determining how much can be borrowed under each type of loan in this region, affecting buyers' choices.

Employ the Lendersa® Conventional loan calculator to juxtapose today’s top rates between Conventional, FHA, and USDA options, aiming to identify the most favorable rates available. This tool assists in assessing the necessary income, credit scores, reserves, and documentation required to ensure qualification. Our sophisticated mortgage calculator offers a side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans, guiding you towards making the best decision regarding financial programs in MA, tailored specifically to your unique financial circumstances.

Discover and compare loan offers from 100 diverse lenders

Loan Limits and Downpayment Requirements for 2026 in Fairhaven, part of Bristol County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $473,800 0%
FHA $661,250 3.5%

The information in this comparison table is applicable to the following zip codes: 2719

Examining Conventional and FHA Loan Options in Fairhaven, MA

Lendersa® is committed to finding you the most suitable Conventional, USDA, or FHA loan options swiftly and with minimal difficulty. You are encouraged to begin with any of these three pathways, each designed to connect you with matching lenders and loan programs, optimizing your choices.

Lendersa USDA Loan Request Matches


  • E-Lending Inc.
  • 4505 Somerset Lane, Kent, WA, 98032
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Kiel Mortgage
  • 20425 72nd Ave S, Suite 210, Kent, WA, 98032
  • Kiel Mortgage is a company that lives by core principles to help ensure that decisions are made with each business relationship that focuses on integrity, high ethical standards and a commitment to excellence. Our primary approach to business has been to treat each refinance or purchase as if it was a close family member.

  • MORTGAGE MASTER SERVICE CORPORATION
  • 20425 - 72nd Avenue South, Suite 210, Kent, WA, 98032
  • Mortgage Master is a nationally trademarked company, established in 1976 by members of the Porter family, veterans of the real estate industry since 1950. What began as a small family endeavor has flourished over the years into one of the leading lenders in the Pacific Northwest.

  • BECU
  • 12770 Gateway Drive S, Tukwila, WA, 98168
  • As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.

  • Mortgage Lending Group, LLC
  • 128 4th Ave S, Suite 101, Edmonds, WA, 98020
  • The mission of Mortgage Lending Group is to be a leader in the residential mortgage industry by providing clients with trustworthy service to achieve their financing goals; efficiently guiding the process to achieve an expedient and successful closing rate; and creating a lending environment that is readily accessible to all borrowers

  • Assets America, Inc.
  • 800 5th Ave, Suite 101, Seattle, WA, 98104
  • Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.

  • Seattle’s Mortgage Broker
  • 506 2nd Ave, Suite 1400, Seattle, WA, 98104
  • At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need and We offer a variety of products ranging from low down payment mortgages to 90 percent- million dollar cash-out refi's.

  • Builders Capital
  • 5601 6th Ave S., Suite 350, Seattle, WA, 98108
  • Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.

  • Empire Financial Services, LLC
  • 14900 Interurban Ave. S. Ste. 271, Seattle, WA, 98138
  • Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side.



    We pride ourselves on our unique blend of experience and exceptional service delivered to every one of our clients, regardless

  • SALMON BAY COMMUNITY LENDING
  • 7919 Greenwood Ave N Entrance on N 80th St", Seattle, WA, 98103
  • The mortgage business has certainly changed over the years but one thing hasn’t changed: the way we do business here at Salmon Bay Community Lending We have always valued service and relationship over volume and profit and we always will. Our clients come from referrals, not purchased lists, and our expertise comes from problem solving and working

  • Wadot Capital
  • 5413 Meridian Ave N, Suite C, Seattle, WA, 98103
  • Founded by Erik Egger in 2001, WADOT Capital Inc. is considered one of the Northwest's premier hard money lenders. Here at WADOT, we are committed to offering solutions that fit the individual needs of each and every client. Our client centered approach to providing loan services

  • GLG Capital
  • 4103 Chilberg Ave SW #201, Seattle, WA, 98101
  • GLG Capital, spearheaded by Gregory Gantman, is revolutionizing the investment landscape with innovative strategies that deliver consistent growth. Our expertise in financial markets ensures informed decisions that maximize returns for our clients. We are committed to transparency, integrity, and results. Join us today and secure a prosperous finan