FHA VS Conventional loan in Fairhaven, Bristol County, Massachusetts
In the year 2026, the conventional loan limit in Fairhaven, which is part of Bristol county in MA, has been set at $726,200. Meanwhile, the FHA loan limit for a standard single-family home is established at $661,250. These limits play a crucial role in determining how much can be borrowed under each type of loan in this region, affecting buyers' choices.
Employ the Lendersa® Conventional loan calculator to juxtapose today’s top rates between Conventional, FHA, and USDA options, aiming to identify the most favorable rates available. This tool assists in assessing the necessary income, credit scores, reserves, and documentation required to ensure qualification. Our sophisticated mortgage calculator offers a side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans, guiding you towards making the best decision regarding financial programs in MA, tailored specifically to your unique financial circumstances.
Loan Limits and Downpayment Requirements for 2026 in Fairhaven, part of Bristol County, MA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$473,800
0%
FHA
$661,250
3.5%
The information in this comparison table is applicable to the following zip codes: 2719
Examining Conventional and FHA Loan Options in Fairhaven, MA
Lendersa® is committed to finding you the most suitable Conventional, USDA, or FHA loan options swiftly and with minimal difficulty. You are encouraged to begin with any of these three pathways, each designed to connect you with matching lenders and loan programs, optimizing your choices.
First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc
We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,
St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
Lends in Massachusetts
Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham
In 1949, Antone Costa moved to the town of Westport. He enrolled in Business school and began to study Accounting, Cost Accounting, and Business Law for the next three years. Around that time he realized that Westport did not have a banking facility. Upon consulting the President of St. Mathieu’s Credit Union, he began to assemble a group.
We are here to help. Feel free to ask any questions you may have about the most sensible financing options for your present or future home. You will soon find MORTGAGESAFE is your local & trusted source for outstanding rates lower monthly payments and prompt personal attention that guides you through the mortgage application process in record time.
Our team is led by Mike Burton, a 1984 graduate of the University Of Massachusetts School Of Business with a Bachelor Degree in business administration and finance. Mike has over 29 years of experience as a mortgage loan originator. Mike learned the ins-and-outs of the business working at Commonwealth Mortgage Company.
