For the year 2025, the limit for a Conventional loan in the city of New-Bedford, located in Bristol county, MA, is $647,200. Meanwhile, for an FHA loan on a single-family home, the limit is set at $592,250.
Lendersa® offers a Conventional loan calculator that allows you to compare today's best rates for Conventional versus FHA and USDA loans, enabling you to evaluate the necessary income, credit, reserves, and documentation required for qualification. This robust mortgage calculator presents a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, aiding you in selecting the most suitable program in MA for your financial needs.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $404,800 | 0% | |
| FHA | $592,250 | 3.5% |
The above comparison table is applicable for the following zip codes: 02740, 02744, 02745, 02746, 02741, 02742
The mission of Lendersa® is to swiftly and effortlessly secure the ideal loan for you, be it Conventional, USDA, or FHA. Choose from three initial steps that align you with corresponding lenders and loan initiatives.
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