FHA VS Conventional loan programs in 2026 for Framingham, Middlesex County, Massachusetts

For the year 2026, the limit for a Conventional loan in Framingham, situated in the county of Middlesex, MA, is $828,000. At the same time, the FHA limit for a single-family home is $828,000.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans, helping you identify the necessary income, credit, reserves, and documents you need for qualification. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision to choose the best program in MA for your financial needs.

Explore loan offers from a variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Framingham, County of Middlesex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison table is applicable to zip codes: 01701, 01702, 01703, 01704, 01705

Conventional and FHA Loan Options in Framingham, MA

The goal of Lendersa® is to get you the best Conventional, USDA, or FHA loan quickly and without any hassle. Choose one of three starting points to be matched with the appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


  • Space Age Federal Credit Union
  • 3005 South Parker Road, Suite C - 300, Aurora, CO, 80014
  • Space Age Federal Credit Union is a full-service financial institution that has been serving our membership since 1952. At Space Age, we make taking care of your finances as quick, easy, and convenient as possible. We offer a variety of ways to access your account, and a choice of locations.

  • Kalika Mortgage
  • 10651 E. Bethany Drive, Suite 102, Aurora, CO, 80014
  • Gary Kalika the owner Kalika Mortgage, your personal mortgage service professional located in Aurora, Colorado. I want to make this an easy and seamless process - so that means cutting out the fat and getting down to business. I provide personalized services on these mortgages: Conventional, FHA, VA, Hard Money Loans, Commercial Loans, etc.

  • A Plus Mortgage Co
  • 3190 S. Vaughn Way, Suite 550, Aurora, CO, 80014
  • We offer a range of home mortgage loan products, all designed individually to match the borrower’s profile and mortgage loan needs. Whether you’re looking for a home purchase loan or a rate/term refinance loan, we have you covered. Our Loan Officer’s are available and ready to show you why we are known for A+ Customer Service in all your home finan

  • 5280 Mortgage Corporation
  • 10800 E Bethany Dr, Suite 100, Aurora, CO, 80014
  • 5280 is founded on the principle of "Do what is right for the customer." The 5280 team will guide and direct in the most ethical loan process possible. We want life long customers not just one time. We look at our clients as family and take care of them. and also We've been helping customers afford the home of their dreams.

  • Integrity 1st Financial, LLC.
  • 2950 S Jamaica Ct, Suite 302, Denver, CO, 80014
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.

  • CAA Financial LLC
  • 3033 South Parker Road, Suite 750, Aurora, CO, 80014
  • We specialize in helping hardworking people purchase or refinance their own home. It’s just one of the reasons why you should check your rates and weigh your options with us. and We’re committed to helping your small business find success with a unique combination of services and business expertise.

  • AMAC Mortgage Company
  • 2500 Victor Street, Unit B, Aurora, CO, 80014
  • At AMAC Mortgage Company. We are a full service mortgage company based in Aurora, CO. We specialize in JUMBO, FHA/VA, ALL HOME LOANS in AURORA, DENVER METRO, BOULDER, FT COLLINS and COLORADO SPRINGS area. We also serve the surrounding cities in Arapahoe County, Adams County, Boulder County,

  • Consumer Mortgage Services Inc
  • 3033 South Parker Road, Suite 202, Aurora, CO, 80014
  • At Consumer Mortgage Services, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are approved with several lenders who offer all the agency backed loans such as VA, FHA, USDA

  • Aurora Financial, LLC
  • 2851 S Parker Rd, Suite 1260, Aurora, CO, 80014
  • Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.

  • Comal Funding Group, LLC.
  • 13423 Blanco Road, San Antonio, TX, 78216
  • Discover financing solutions with Comal Funding Group, LLC! Founded by seasoned professional Robb Leitgen, we specialize in crafting personalized funding strategies that empower businesses to achieve their financial goals. Whether you're seeking capital for expansion, acquisition, or working capital needs, our expert team is dedicated to your succe

  • Generations Community Federal Credit Union
  • 9311 San Pedro Ave, San Antonio, TX, 78216
  • Generations FCU was founded in 1940, with each founding member depositing $10 to become a member-owner. This new financial cooperative allowed members to provide for their families, build savings, buy cars, and plan for a secure future – together. Previously named San Antonio City Employees Federal Credit Union