Explore the differences! FHA VS Conventional loan programs in Framingham, Middlesex County, Massachusetts

For the year 2026, the limit for a Conventional loan in Framingham, situated in the county of Middlesex, MA, is $828,000. At the same time, the FHA limit for a single-family home is $828,000.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans, helping you identify the necessary income, credit, reserves, and documents you need for qualification. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision to choose the best program in MA for your financial needs.

Explore loan offers from a variety of 100 lenders

2026 Loan Limits and Down Payment Requirements in Framingham, County of Middlesex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison table is applicable to zip codes: 01701

Conventional and FHA Loan Options in Framingham, MA

The goal of Lendersa® is to get you the best Conventional, USDA, or FHA loan quickly and without any hassle. Choose one of three starting points to be matched with the appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


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  • Centex Citizens received its original charter in 1954 as Mexia State School Credit Union to serve the employees of Mexia State School. It was virtually operated on a "back-pocket" system with a signature and handshake being all that was required for employees to make small loans. With each passing year, the membership and assets grew.

  • Incommons Bank, National Association
  • 301 E. Commerce St., Mexia, TX, 76667
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  • 1300 11th Street, Huntsville, TX, 77340
  • On January 14, 1890, Gibbs National Bank, now First National Bank of Huntsville (FNBH), opened its doors for business on the downtown square in Huntsville, Texas. Prior to 1890, the Gibbs Family provided banking services to the citizens of Huntsville through the family mercantile business that was opened in 1841.

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  • Fort Worth Financial L.L.C
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