FHA VS Conventional loan programs in Framingham, Middlesex County, Massachusetts

For the year 2025, the limit for a Conventional loan in Framingham, situated in the county of Middlesex, MA, is $828,000. At the same time, the FHA limit for a single-family home is $828,000.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans, helping you identify the necessary income, credit, reserves, and documents you need for qualification. Our advanced mortgage calculator shows Conforming Conventional loans alongside USDA, FHA, and VA options, aiding your decision to choose the best program in MA for your financial needs.

Explore loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Framingham, County of Middlesex, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison table is applicable to zip codes: 01701, 01702, 01703, 01704, 01705

Conventional and FHA Loan Options in Framingham, MA

The goal of Lendersa® is to get you the best Conventional, USDA, or FHA loan quickly and without any hassle. Choose one of three starting points to be matched with the appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


  • Bryte Home Loans
  • 5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332
  • We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
  • LTV Private Equity
  • 75280 Highway 111 Suite 101, Indian Wells, CA, 92210
  • LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.
  • Connection Credit Union
  • 10200 Silverdale Way NW, Silverdale, WA, 98383
  • Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
  • Northwestern Home Loans
  • 906 NW Harriman Street, Bend, OR, 97703
  • We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.
  • Azara Capital Solutions LLC
  • 2583 North West Monterey Pines Drive, Bend, OR, 97703
  • Tracia Larimer began in the mortgage industry in 1991 after a friend prompted me to consider this field as a career choice. Through Tracia's large network of lenders, she is able to offer a diverse array of loan products and terms from my mortgage toolbox - conventional, jumbo, FHA, VA USDA and non-conforming loan products.
  • High Lakes Lending LLC
  • 2755 NW Crossing Dr., Suite 229, Bend, OR, 97703
  • At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.
  • Mortgage Equities Inc
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • Mortgage Equities, Inc. a non-bank lender, founded in 1987 to provide commercial real estate loans to acquire property, develop land parcels, construct buildings, bridge short-term need, seize an opportunity, or find a solution to funding a unique property. Our mission is to provide a fast, efficient, reliable funding service.
  • BestWay Lending Inc,
  • 304 35th Avenue Court Northwest, Gig Harbor, WA, 98335
  • Best Way Lending takes your loan seriously. We take time to evaluate your situation and give you the advice you can depend on to confidently make the offer on your home. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
  • Northwest Mortgage Services, Inc.
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • We're Local. We're Veteran Owned. More importantly, we're truly INDEPENDENT Mortgage Brokers! Northwest Mortgage Services has been helping individuals in Gig Harbor and the surrounding areas buy or refinance homes for over 32 years. Give us a call or shoot us an email and see how we can help you.
  • Fairway Independent Mortgage Corporation
  • 5403 Olympic Drive NW, Suite 100, Gig Harbor, WA, 98335
  • Fairway Independent Mortgage Buying a home is one of the largest financial decisions you will make in your lifetime. From the very first phone call or meeting, my goal is to be your trusted mortgage advisor, making the process as smooth and efficient as possible. I strongly believe each and every borrower deserves highly personalized service
  • Axios Properties, Inc.
  • 44715 Via Alondra, La Quinta, CA, 92270
  • With over 15 years of experience in the accounting, property management and real estate industries, George has extensive knowledge in multi-family, residential and commercial real estate transactions and asset management. With his unique background, he is able to tailor his services to help each client achieve their goals.