Explore the differences! FHA VS Conventional loan programs in Gardner, Worcester County, Massachusetts
In 2025, the Conventional loan limit for Gardner, county of Worcester, MA, is $726,200. Meanwhile, the FHA cap for a single-family home is $472,030.
With Lendersa®'s Conventional loan calculator, you can evaluate today's top rates for Conventional, FHA, and USDA loans. Identify necessary income, credit, reserves, and documents to qualify. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the best program in MA for your financial needs.
2025 Loan Limits and Downpayment Requirements in Gardner, County of Worcester, MA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 01440, 01441
Investigating Conventional and FHA Loan Options in Gardner, MA
Lendersa® aims to provide you with the best Conventional, USDA, or FHA loans quickly and with ease. Choose one of three starting points to align with matching lenders and loan programs tailored to your needs.
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