FHA VS Conventional loan in Templeton, Worcester County, Massachusetts

In 2025, Convetional loan limit in Templeton, county of Worcester, MA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Templeton, county of Worcester, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 01436, 01438, 01468

Conventional and FHA loan options in Templeton, MA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Becky Watkins - Financial Mortgage Solutions
  • 9680-6 Eagle Ranch Road, Albuquerque, NM, 87114
  • With more than 30 years of experience working in every aspect of the mortgage and real estate professions, I am passionate about helping people achieve their financial goals through home ownership. I take the time to listen, understand, and share the vision of everyone I work with to assure that they are informed.
  • 1 Mortgage LLC
  • 9674-4 Eagle Ranch Rd, Albuquerque, NM, 87114
  • 1 Mortgage LLC is a wholesale brokerage versus a bank that closes and funds their own loans. We have many wholesale lender partners that we work with that offer an array of solutions for whatever your home loan needs may be serving both New Mexico and Colorado. We answer our phone 7 days a week and are available to help you.
  • Financial Mortgage Solutions LLC
  • 9680 Eagle Ranch Road Northwest, Unit 6, Albuquerque, NM, 87114
  • Financial Mortgage Solutions was started in the Fall of 2006, shortly before the struggles in the housing market began. We not only made it through those difficult times, we also helped hundreds of people lower their payments and buy their dream homes despite the challenging market.
  • Bank of Jackson Hole
  • 990 West Broadway, Jackson, WY, 83001
  • At Bank of Jackson Hole, we value the relationships we’ve built with our customers. That’s why we offer personal banking services designed to meet all of your financial needs in the convenience of one place. Efficient, no-hassle products and services keep your lifestyle and financial goals in the forefront.
  • First Western Trust
  • 690 US-89, Suite 260, Jackson, WY, 83001
  • First Western Trust strives to be the best private bank and trust company for the Western wealth management client, providing comprehensive tailored solutions and access to a local team of experts. With over $6 billion in affiliated assets under management or advice, First Western offers a unique combination
  • RPM Lending
  • 526 Sun Ranch Village Loop, Los Lunas, NM, 87031
  • We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.
  • High Desert Community Credit Union
  • 321 S Main Street, Aztec, NM, 87410
  • Our Mission Statement is to promote thrift among it’s Members and to create a source of Credit that is easily accessible by the Membership. High Desert Community Credit Union is a member of NCUA. They insure your deposits just as the FDIC does for banks. We moved into our new location at 321 S. Main in Aztec, NM on May 17, 2019.
  • Key Mortgage Group, Inc
  • 109 W Chaco St, Aztec, NM, 87410
  • Key Mortgage Group Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.