Explore the differences! FHA VS Conventional loan programs in Templeton, Worcester County, Massachusetts

In 2025, the Conventional loan limit in Templeton, located in Worcester county, MA, is $726,200 while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, assessing income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side by side to help you select the best program in MA for your needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Templeton, Worcester, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 01436, 01438, 01468

Conventional and FHA Loan Options in Templeton, MA

Lendersa® aims to swiftly provide the best possible Conventional, USDA, or FHA loan without hassle. Select one of three starting points to connect with matching lenders and suitable loan programs.

Results of USDA loan requests through Lendersa


  • Alpine Mortgage Services
  • 201 W Passaic Street, Rochelle Park, NJ, 07662
  • At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to
  • Triboro Postal Federal Credit Union
  • 142-02 20th Avenue, Flushing, NY, 11351
  • The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
  • Garden State Mortgage Corp.
  • 160 Pehle Ave, Suite 301, Saddle Brook, NJ, 07663
  • Garden State Mortgage Corporation’s main focus is originating loans solely in NJ. Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client’s expectations. This is why 65% of our mortgage loans are derived from previous customer referrals.
  • Aura Home Loans Inc.
  • 3 Myrtle Avenue, Edgewater, NJ, 7020
  • We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
  • Hard Money Lenders NY
  • 43-13 National St, Corona, NY, 11368
  • "We at Hard Money Lenders NY have been helping investors for 16 years to obtain quick financing on non-bankable properties. We provide loans to all of New York City boroughs and all of Long Island. We’re able to help people with either good or bad credit on a case by case basis.We’re quick, we’re efficient, and we always keep our word."
  • Spencer Savings Bank
  • 611 River Drive, Elmwood Park, NJ, 07407
  • Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.
  • AMERIMUTUAL MORTGAGE
  • 18-33 41st Street, 2nd Floor, Astoria, NY, 11105
  • AMERIMUTUAL has been successful in revolutionizing the industry one mortgage at a time. Our company values are grounded in the principles of honesty and fair dealing. For you, this means responsible lending with reasonable fees and you can enjoy a worry-free lending experience from a local Astoria, NY business you can trust.
  • Oxford Federal Credit Union
  • 225 River Road, Mexico, ME, 04257
  • Oxford Federal Credit Union is a not-for-profit financial institution that is owned and run by members like you. Our board of directors is democratically elected by our membership, and all members of Oxford FCU have one vote - regardless of the amount of money they have on deposit.