Explore the differences! FHA VS Conventional loan programs in Kingston, Plymouth County, Massachusetts

For the year 2026, in the city of Kingston, within the county of Plymouth, MA, the conventional loan limit is set at $828,000. Meanwhile, the FHA loan limit for a single-family residence is $828,000.

Employ the Lendersa® Conventional loan calculator to examine and contrast the current best rates for Conventional, FHA, and USDA loans. It assists in identifying the necessary income, credit score, reserves, and documentation for qualification. Using this advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA loans side by side, aiding in selecting the most suitable program for your financial situation in MA.

Explore and compare loan offers from a selection of 100 lenders

Understanding Loan Limits and Downpayment Requirements in Kingston, Plymouth County, MA for 2026

Loan Type Loan Limit Down payment Requirements
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison table is relevant for zip codes: 2364

Exploring Conventional and FHA Loan Options in Kingston, MA

The aim of Lendersa® is to help you secure the best possible loan, whether it's Conventional, USDA, or FHA, quickly and without stress. Start by making a choice from three main pathways that lead to matching you with appropriate lenders and loan programs.

Discover USDA loan requests and results with Lendersa


Kingston Lenders

  • Duxbury Mortgage Services, Inc.
  • 1 Bay Road, Duxbury, MA, 02331
  • Lends in Massachusetts
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!

  • Derby Street Mortgage Inc
  • 10 Ouimet Lane, Plymouth, MA, 02360
  • Lends in Massachusetts
  • Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • CHM Mortgage Group
  • 475 School Street, Unit 2, Marshfield, MA, 02050
  • Lends in Massachusetts
  • CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital

  • Wheel House Mortgage Services Corporation d/b/a Wheel House Mortgage Services
  • 36 North Bedford Street, Suite C17A, East Bridgewater, MA, 02333
  • Lends in Massachusetts
  • Wheel House Mortgage Services, a professional mortgage company specializing in variety loans in whole state of Massachusetts. At Wheel House Mortgage Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.

  • Merrimack Valley Credit Union
  • 75 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.

  • Bluestone Bank
  • 14 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.

  • South Shore Mortgage Incorporated
  • 167 Washington Street, Norwell, MA, 02061
  • Lends in Massachusetts
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • HouseSavvy Mortgage Services LLC
  • 683 Main Street, Norwell, MA, 02061
  • Lends in Massachusetts
  • At HouseSavvy Mortgage, our mission is to provide our clients with the right mortgage product at the best rate. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.

  • Radius Financial Group Inc.
  • 600 Longwater Drive, Suite 107, Norwell, MA, 02061
  • Lends in Massachusetts
  • radius changed more than just the mortgage business.We’ve become one of the leading mortgage lenders on the Eastern Seaboard through our customer obsessed curiosity.We created a new corporate culture that prioritized team inspired people. The result: countless purpose-filled careers & profits reinvested into the communities we live, work and serve.