FHA VS Conventional loan programs in Millis, Norfolk County, Massachusetts

As of 2026, the limit for a Conventional loan in Millis, located in Norfolk county, MA, is $828,000. In contrast, the FHA limit for a single-family residence is $828,000.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator enables you to view Conforming Conventional loans next to USDA, FHA, and VA options, assisting in choosing the most suitable program in MA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Millis, Norfolk, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $616,400 0%
FHA $828,000 3.5%

This table applies to the following zip codes: 2054

Examining Conventional and FHA Loan Options in Millis, MA

Lendersa® is dedicated to helping you find the best possible Conventional, USDA, or FHA loan quickly and with ease. Choose from one of three starting pathways to connect with compatible lenders and loan programs.

Results for USDA loan requests via Lendersa


Millis Lenders

  • New Horizon Mortgage Co. Inc.
  • 165 Main St, Suite109, Medway, MA, 02053
  • Lends in Massachusetts
  • New Horizon Mortgage Company is a Medway, MA based mortgage brokerage company that is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in the region. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Norfolk Community Federal Credit Union
  • 18 Union Street, Suite 104, Norfolk, MA, 02056
  • Lends in Massachusetts
  • Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality

  • Allstate Capital Group
  • 1600 Boston-Providence Hwy, Walpole, MA, 02081
  • Lends in Massachusetts
  • Allstate Capital Group specializes in providing customized loans to investors, builders and developers in need of funding outside the scope of traditional banks. We also offer direct FHA HUD Lending programs starting at 2.55%, No Points, 35 Year Fixed. We are known for speed, service and integrity.

  • Dean Co-operative Bank
  • 21 Main Street, Franklin, MA, 02038
  • Lends in Massachusetts
  • A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and

  • Wrentham Co-operative Bank
  • 102 South Street, Wrentham, MA, 02093
  • Lends in Massachusetts
  • Wrentham Cooperative has been a place people can trust for all of their personal and business financial needs since 1901. Unlike most banks, we provide you with the services YOU actually want and need, not the services we want you to buy. We work quietly and steadily every day to improve our services

  • MutualOne Bank
  • 49 Main Street, Natick, MA, 01760
  • Lends in Massachusetts
  • Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.

  • Norwood Bank
  • 11 Central Street, Norwood, MA, 02062
  • Lends in Massachusetts
  • Norwood Bank is a community bank established in 1889 for the purpose of homeownership. Today our assets total more than $676 million dollars and our message remains the same. We are committed to the financial needs of our community. We specialize in consumer banking, residential mortgage lending, and construction and commercial real estate lending.

  • Lighthouse Funding Group
  • 661 Washington Street, Suite 209, Norwood, MA, 02062
  • Lends in Massachusetts
  • Lighthouse Funding have been in business for over 15 years providing people with quality service and loans that fit their needs. Our team consists of knowledgeable loan consultants and originators that go above and beyond to make sure their clients have a smooth loan process. There are many advantages to working with our company.

  • Metrowest Community Federal Credit Union
  • 200 Concord Street, Framingham, MA, 01702
  • Lends in Massachusetts
  • MetroWest Community FCU is fully committed to helping individuals in our communities manage and achieve their financial goals by offering a wide range of affordable savings and loan products To helping individuals in our communities manage their financial needs by offering a wide range of affordable savings and loan products and To providing produc