Explore the differences! FHA VS Conventional loan programs in Northwest-Harwich, Barnstable County, Massachusetts

In 2025, the limit for conventional loans in Northwest-Harwich, Barnstable, MA is set at $647,200, whereas the FHA limit for a single-family residence is $621,000.

Use the Lendersa® Conventional loan calculator to evaluate the best current rates for Conventional, FHA, and USDA loans. By assessing income, credit, reserves, and the documents needed for qualification, our advanced mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side, which aids in deciding the best program for your financial situation in MA.

Browse loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Northwest-Harwich, Barnstable County, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $408,200 0%
FHA $621,000 3.5%

This table applies to the following zip codes: 02671, 02645, 02646

Options for Conventional and FHA Loans in Northwest-Harwich, MA

The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and seamlessly. Choose one of three starting methods to find lenders and loan programs that match your needs.

Results for USDA loan requests at Lendersa


  • U.P. Connection Federal Credit Union
  • 6707 Grover Street, Omaha, NE, 68106
  • U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned
  • Security National Bank
  • 6464 Center St, Suite 100, Omaha, NE, 68106
  • We're serving you with a higher level of personal service including personal, private and business banking, home mortgages, investment and wealth management. We're located in Omaha, NE; Council Bluffs and West Des Moines, IA; and Dallas, TX, providing employees with great opportunities for career growth.
  • Community Bank and Trust
  • 100 S. Wood Street, Neosho, MO, 64850
  • Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of our bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.
  • Purple Ink Mortgage
  • 5506 Walsh Ln, Suite 206, Rogers, AR, 72758
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Thrive Mortgage, LLC
  • 5309 W. Village Parkway, Suite 3, Rogers, AR, 72758
  • Thrive Mortgage was founded in 2001 in Georgetown, Texas Our goal is to provide our clients with a legendary lending experience that exceeds all expectations. and We offer a large variety of loan programs including conventional, FHA, USDA, VA reverse mortgages, and interim construction loans
  • Joplin Metro Credit Union
  • 3301 Texas Avenue, Joplin, MO, 64804
  • Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Great Plains Federal Credit Union
  • 2306 S Range Line Road, Joplin, MO, 64804
  • Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
  • The Mortgage House, Inc.
  • 2915 S. Main Street, Joplin, MO, 64804
  • The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.