Explore the differences! FHA VS Conventional loan programs in Harwich, Barnstable County, Massachusetts

In 2026, the conventional loan cap in Harwich, situated in the county of Barnstable, MA, stands at $726,200. For single-family homes, the FHA limit is $701,500.

Utilize the Lendersa® Conventional loan calculator to juxtapose today's top Conventional, FHA, and USDA rates. Identify the necessary income, creditworthiness, reserves, and documentation for qualification. With our advanced tool, examine Conforming Conventional, USDA, FHA, and VA loans side by side to determine the optimal program for your financial situation in MA.

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Loan Limits and Downpayment Expectations for 2026 in Harwich, Barnstable County, MA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $496,800 0%
FHA $701,500 3.5%

This table is relevant for zip codes: 02671

Discover Conventional and FHA Loan Options in Harwich, MA

Lendersa® aims to help you swiftly secure the best available Conventional, USDA, or FHA loan without complications. Choose from three initial paths to find the most suitable lenders and loan programs.

Discover USDA loan requests and results with Lendersa


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  • America First Credit Union
  • PO Box 9199, Ogden, UT, 84409
  • America First's mission of service is not limited to helping people develop and maintain financial well-being. In fact, it emanates throughout the community. Our employee volunteer program, the Greater Good, offers a planned, managed framework that motivates our staff to effectively donate time and resources to the communities where they live.

  • Clear Capital Group
  • 240 N. East Promontory, Suite 200, Suite 4428, Farmington, UT, 84025
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  • As a local mortgage broker I am able to help you find the best rates and fees for your personal situation. Whether I am your first choice, or you just want a second opinion, I can help. It is not uncommon for me to be able to offer a similar rate to my competitors while paying most if not all the closing costs associated with a mortgage.

  • Best Rates On Earth
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  • Rails West Federal Credit Union
  • 4708 N Yellowstone Avenue, Chubbuck, ID, 83202
  • The Rails West Federal Credit Union has been serving members since 1935. We are a non-profit financial institution, owned and controlled by our members. Our Mission is to serve the personal financial needs of our members efficiently and vigorously.

    Our Vision is to become the primary financial institution for the entire credit union

  • The Mortgage Specialists
  • 770 East Chubbuck Road, Pocatello, ID, 83202
  • "The Mortgage Specialists is an industry-leading mortgage brokerage firm in Idaho with one goal in mind: to get you the best mortgage possible.

    From beginning to end, our team of highly qualified mortgage brokers will simplify the process for you. We have established connections with several noteworthy lenders in the country,

  • Preferred Mortgage Inc
  • 1145 South 800 East, Suite 101, Orem, UT, 84097
  • Lana Lesser is the owner / broker of Preferred Mortgage. She has been doing loans with Preferred Mortgage for 23 years, with an office located in Orem. Lana really prides herself on being able to establish a personal relationship during the loan process. She really enjoys the return clients, referrals and friendships this creates

  • Evergreen Mortgage, LLC
  • 560 South State Street, Suite H-1, Orem, UT, 84097
  • Evergreen Mortgage, LLC is likely the largest purchase most of us will ever make. Consequently, a mortgage will likely be our greatest financial obligation, so it's important to understand the associated options, process, and ramifications. Not only do we offer some the lowest rates and costs in the industry.

  • Strategic Lending, LLC
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