Explore the differences! FHA VS Conventional loan programs in Plymouth, Plymouth County, Massachusetts

In 2026, for the city of Plymouth in Plymouth county, MA, the Conventional loan limit stands at $828,000, while the FHA limit for a single-family home is $828,000.

Use Lendersa®'s Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA rates. Assess the income, credit, reserves, and documents required to qualify for these loans. Our advanced mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA loans, aiding your decision on the most suitable program for your financial needs in MA.

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For 2026: Loan Limits and Downpayment Requirements in Plymouth, County of Plymouth, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This table applies to the zip codes: 02366

Options for Conventional and FHA Loans in Plymouth, MA

Lendersa® strives to swiftly find the best possible loan option—be it Conventional, USDA, or FHA—efficiently and with minimal hassle. Choose one of three initial paths that connect you to appropriate lenders and loan programs.

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Plymouth Lenders

  • Derby Street Mortgage Inc
  • 10 Ouimet Lane, Plymouth, MA, 02360
  • Lends in Massachusetts
  • Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • PCT Federal Credit Union
  • 2203 Cranberry Highway, West Wareham, MA, 02576
  • Lends in Massachusetts
  • PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham

  • Duxbury Mortgage Services, Inc.
  • 1 Bay Road, Duxbury, MA, 02331
  • Lends in Massachusetts
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!

  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • Lends in Massachusetts
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
    At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "

  • CHM Mortgage Group
  • 475 School Street, Unit 2, Marshfield, MA, 02050
  • Lends in Massachusetts
  • CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital

  • Merrimack Valley Credit Union
  • 75 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • Whether you need a checking account, auto loan, mortgage or other financial assistance, Merrimack Valley Credit Union is here with your best interest at heart! We’re all about the credit union mission of “people helping people” and offering you quality products and services at reasonable rates and costs.

  • Bluestone Bank
  • 14 Main Street, Bridgewater, MA, 02324
  • Lends in Massachusetts
  • As an independent community bank, we’ve had a hand in helping southeastern Massachusetts flourish since 1872. In 2020, amid one of the most challenging years in U.S. history, we seamlessly united Bridgewater Savings Bank and Mansfield Bank to form Bluestone Bank. Our new brand is grounded in the same strong values that shaped our alliance.

  • First Citizens' Federal Credit Union
  • 200 Mill Road, Suite 100, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc

  • Alltrust Credit Union
  • 123 Alden Road, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,