FHA VS Conventional loan programs in Rochester, Plymouth County, Massachusetts

In 2026, the conventional loan limit for Rochester in Plymouth County, MA, is $828,000, whereas the FHA limit for a single-family home is $828,000.

Leverage the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess the qualifications, like required income, credit score, reserves, and documentation. Our advanced mortgage calculator aligns Conforming Conventional loans with USDA, FHA, and VA loans side by side, aiding you in selecting the optimal program in MA for your financial situation.

Review loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Rochester, Plymouth, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The table comparison applies to zip codes: 02770

Discover Conventional and FHA Loan Options in Rochester, MA

The mission of Lendersa® is to facilitate the acquisition of an optimal Conventional, USDA, or FHA loan swiftly and without any hassle. Choose one of three initial approaches to locate matching lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matches


Rochester Lenders

  • PCT Federal Credit Union
  • 2203 Cranberry Highway, West Wareham, MA, 02576
  • Lends in Massachusetts
  • PCT Federal Credit Union was established in 1962 by a group of teachers. It began its operation out of the Treasurer’s home, later a storeroom in a school, then once again in home of the prevailing Treasurer and at present occupies a building at 2203 Cranberry Highway in West Wareham

  • St. Anthony of New Bedford Federal Credit Union
  • 1743 Acushnet Avenue, New Bedford, MA, 02746
  • Lends in Massachusetts
  • St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety

  • Castle Mortgage Brokerage Inc
  • 1819 Acushnet Ave, New Bedford, MA, 02746
  • Lends in Massachusetts
  • Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.

  • Brick Road Mortgage LLC
  • 10 Elders Pond Drive, Lakeville, MA, 02347
  • Lends in Massachusetts
  • "Brick Road Mortgage is a Mortgage Broker specializing in residential purchase, refinancing and reverse loans.
    At Brick Road Mortgage we focus on YOU, the customer. Let's face it, the process of obtaining a loan can seem complex and strenuous. Our goal at Brick Road is to make the experience as simple and positive as possible! "

  • First Citizens' Federal Credit Union
  • 200 Mill Road, Suite 100, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc

  • Alltrust Credit Union
  • 123 Alden Road, Fairhaven, MA, 02719
  • Lends in Massachusetts
  • We got our start in 1922, during the early days of America’s credit union movement as a telephone workers credit union. Since then, we’ve earned the trust of thousands of members in Massachusetts and Rhode Island by offering long-term dependability, sound advice, great local service,

  • Derby Street Mortgage Inc
  • 10 Ouimet Lane, Plymouth, MA, 02360
  • Lends in Massachusetts
  • Derby Street Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Bank 5
  • 79 North Main Street, Fall River, MA, 02720
  • Lends in Massachusetts
  • BankFive, based in Fall River, Massachusetts, is the SouthCoast's premier independent community bank, and one of the top regional banks in the area. With 13 convenient banking locations in Swansea, Somerset, Fall River, Dartmouth, New Bedford, Fairhaven, and Bristol, RI, plus lending offices in Woburn, Wrentham, and Cranston, RI.

  • Stonegate Mortgage
  • 10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
  • Lends in Massachusetts
  • Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.