Explore the differences! FHA VS Conventional loan programs in Rochester, Plymouth County, Massachusetts

In 2026, the conventional loan limit for Rochester in Plymouth County, MA, is $828,000, whereas the FHA limit for a single-family home is $828,000.

Leverage the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess the qualifications, like required income, credit score, reserves, and documentation. Our advanced mortgage calculator aligns Conforming Conventional loans with USDA, FHA, and VA loans side by side, aiding you in selecting the optimal program in MA for your financial situation.

Review loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Rochester, Plymouth, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

The table comparison applies to zip codes: 02770

Discover Conventional and FHA Loan Options in Rochester, MA

The mission of Lendersa® is to facilitate the acquisition of an optimal Conventional, USDA, or FHA loan swiftly and without any hassle. Choose one of three initial approaches to locate matching lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matches


  • Pawtucket Credit Union
  • 1200 Central Ave, Pawtucket, RI, 02861
  • In 1928, we were established on the principle of people helping people in our local communities. Today more than ever, we remain steadfast in our commitment to our members and the communities in which we all live and work.

    Our employees are encouraged to give back to the community through our PCUnited volunteer initiative

  • Seacoast Mortgage Corporation
  • 267 Newport Avenue, Pawtucket, RI, 02861
  • At Seacoast, we are dedicated to always earning clients’ trust before their business. We consult with you, understand your needs and then help you choose the mortgage program that is best for you. Seacoast loan officers and dedicated support staff are here for you 24 hours a day, 7 days a week. Our line is always open.

  • South Shore Mortgage Incorporated
  • 167 Washington Street, Norwell, MA, 02061
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • HouseSavvy Mortgage Services LLC
  • 683 Main Street, Norwell, MA, 02061
  • At HouseSavvy Mortgage, our mission is to provide our clients with the right mortgage product at the best rate. Our Mortgage Counselors are intensively trained in both mortgage and real estate practices, providing expert, personalized guidance every step of the way to help you secure the mortgage solution that works best for you.

  • Radius Financial Group Inc.
  • 600 Longwater Drive, Suite 107, Norwell, MA, 02061
  • radius changed more than just the mortgage business.We’ve become one of the leading mortgage lenders on the Eastern Seaboard through our customer obsessed curiosity.We created a new corporate culture that prioritized team inspired people. The result: countless purpose-filled careers & profits reinvested into the communities we live, work and serve.

  • Cornerstone Commercial Capital
  • Warwick Neck Ave, Warwick, RI, 02889
  • Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,

  • Easy Apps Mortgage Inc
  • 1044 Central Street, Suite 202, Stoughton, MA, 02072
  • Easy Apps Mortgage Working for our Borrowers and finding the best rates, programs, and costs is what we do best. We put you first and make sure your home purchase or refinance goes as EASY as possible! Our staff and experienced loan officers are available to you at all times and we gladly can meet with you.

  • Maritime Mortgage Corp
  • 4 Cabot Pl, #2, Stoughton, MA, 02072
  • Maritime Mortgage Corp opened its doors in 1989. Since then, we have been able to help thousands of people obtain affordable home financing. Our team of knowledgeable and friendly professionals work hard to ensure a smooth buying or refinancing process. Although our office is conveniently located in Stoughton, Ma, we are able to offer mortgage fina

  • Continental Funding Corp.
  • 7 Cabot Place, Stoughton, MA, 02072
  • Continental Funding Corp. scours the country for the lowest possible rates to offer our customers. By doing this, we can ensure that we will be able to offer the qualified borrower the best possible terms to meet their needs. We offer FNMA, FHLMC, FHA, VA, Rehab, USDA, Jumbo and Reverse mortgage programs to handle any situation a customer may have.

  • Foxpoint Lending
  • One Richmond Square, Providence, RI, 02906
  • Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states.

    Our loans are frequently termed asset-backed loans because they are backed by the col

  • South Shore Bank
  • 1530 Main Street, South Weymouth, MA, 02190
  • South Shore Bank is a full-service mutual bank with approximately $2 billion in assets. As a locally managed mutual bank, we believe the most valuable & enduring success is success that is shared. Together, we work to help our people, clients and communities thrive. With an extensive set of financial products, the Bank serves as a trusted advisor.