In 2026, the loan limit for a Conventional mortgage in Springfield, within the county of Hampden, MA, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® Conventional loan calculator to explore and compare today's premier rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the best program in MA tailored to your financial situation.
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table is applicable to the following zip codes: 01151
The goal of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you without any hassle. Choose one of three pathways that connect you with the right lenders and loan programs.
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
