FHA VS Conventional loan in East-Longmeadow, Hampden County, Massachusetts

In 2026, the conventional loan limit in East-Longmeadow, located in Hampden county, MA, is $647,200. Meanwhile, the FHA cap for a single-family home is $420,680.

Harness the power of the Lendersa® Conventional loan calculator to evaluate today's rates: Conventional vs. FHA vs. USDA. This tool helps determine necessary income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator compares Conforming Conventional loans, USDA, FHA, and VA side by side, aiding you in selecting the best option in MA for your financial circumstances.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in East-Longmeadow, Hampden, MA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison is relevant for the following zip codes: 01028

Consider Conventional and FHA Loan Choices in East-Longmeadow, MA

The mission of Lendersa® is to deliver the best possible Conventional, USDA, or FHA loan quickly and without complications. Start by picking one of three initial steps that will connect you with matching lenders and programs.

Lendersa USDA Loan Request Matches


East-Longmeadow Lenders

  • USA Mortgage Network, Inc.
  • 1333 Boston Road, Springfield, MA, 01119
  • Lends in Massachusetts
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.

  • MassMutual Federal Credit Union
  • 1295 State Street, Springfield, MA, 01111
  • Lends in Massachusetts
  • MMFCU is a financial cooperative founded in 1962. Our membership is open to all employees of MassMutual, financial professionals, and their family members. We provide valued products and services to improve members' financial well-being and also MassMutual. We have over 300 years of collective financial and credit union experience among our employe

  • TMD Capital
  • 1500 Main St, Springfield, MA, 01103
  • Lends in Massachusetts
  • We provide financing to real estate investors. We work in many different asset classes including - 1-4 Family Residential, Multi Family, Commercial properties. We pride ourselves being steadfast in our pursuit to meet our clients needs, and are committed to upholding our three core principles. Service, Pricing, Continuous Improvement.

  • Freedom Credit Union
  • 1976 Main Street, Springfield, MA, 01103
  • Lends in Massachusetts
  • Freedom’s story began in 1922 when it was originally chartered as the Western Massachusetts Telephone Workers Credit Union. From a small office in the telephone company building on Worthington Street in Springfield, Massachusetts, the credit union grew until we found a new home on Main Street in Springfield.

  • Polaris Home Loans, LLC
  • One Monarch Place, 22nd Floor, Suite 2200, Springfield, MA, 01144
  • Lends in Massachusetts
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Pioneer Valley Credit Union
  • 246 Brookdale Drive, Springfield, MA, 01104
  • Lends in Massachusetts
  • Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.