FHA VS Conventional loan in Stow, Middlesex County, Massachusetts

In 2025, within Stow, located in the county of Middlesex, MA, the limits for a single-family home loan are defined as follows: the Conventional loan limit is $828,000, and the FHA loan limit is set at $828,000. These limits play a significant role for homebuyers planning their finances.

Take advantage of the Lendersa® Conventional loan calculator to thoroughly compare the present-day best rates across Conventional, FHA, and USDA loans. This tool provides valuable insight into the requirements for income, credit, reserves, and necessary documentation needed for qualification. With our advanced calculator, view Conforming Conventional loans alongside USDA, FHA, and VA options. This allows you to make informed decisions about which program in MA best suits your financial circumstances.

Explore and compare loan offers from a broad array of 100 unique lenders

2025 Loan Limits and Down Payment Requirements in Stow, Middlesex, MA

Loan Type Loan Limit Required Down Payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

This comparison table is applicable specifically to the following zip codes: 1775, helping potential homeowners understand the financial commitments involved.

Exploring Conventional and FHA Loan Opportunities in Stow, MA

At Lendersa®, our aim is to streamline the process of securing the best possible Conventional, USDA, or FHA loan, ensuring efficiency and ease. Initiate the process by choosing one of the three detailed pathways, each connecting you with suitable lenders and tailored loan packages that address your specific needs.

Investigate Lendersa's USDA loan requests and matching results


  • Jersey Mortgage Company
  • 511 South Avenue East, Cranford, NJ, 07016
  • Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is
  • FDU Federal Credit Union
  • 12 Main Street, Suite 4, Madison, NJ, 07940
  • FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.
  • MidState Federal Credit Union
  • 237 Roosevelt Avenue, Carteret, NJ, 07008
  • MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident
  • Merck Employees Federal Credit Union
  • 126 East Lincoln Avenue, Rahway, NJ, 07065
  • Established in 1936, Merck Employees Federal Credit Union is federally chartered & federally insured by the National Credit Union Administration to serve Merck employees and their family members. The credit union was created just 2 years after President Franklin Delano Roosevelt signed the Federal Credit Union Act into law as part of the New Deal.
  • Lion Mortgage
  • 306 Avenel St., Avenel,, NJ, 7001
  • Lion Mortgage is a privately held New Jersey based mortgage correspondent lender firm founded in 2002 by Vaishali Sheth. We provide residential mortgage across New Jersey and Pennsylvania. Lion Mortgage, which offers a host of diverse, flexible mortgage loan programs for customers with a variety of backgrounds and needs
  • Regional Home Mortgage LLC
  • 1150 Raritan Road, Suite 104, Clark, NJ, 07066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Advanced Financial Federal Credit Union
  • 785 Central Avenue, New Providence, NJ, 07974
  • Advanced Financial Federal Credit Union membership is available to anyone who lives, works, goes to school in Union or Essex County, NJ. We offer members a full range of financial services, similar to banks. We offer residents an alternative to the costly services of mega-banks & the option of a financial institution under local ownership.
  • Heritage Mortgage Banking Corp
  • 25 Lindsley Drive, Suite 209, Morristown, NJ, 07960
  • Our mortgage representatives specialize in providing home loans to first time home buyers and FHA purchases in Morris County as well the greater New Jersey and New York state area. We deliver an unparalleled level of service and the lowest possible loan rate in the business. Upon this – we have built our reputation, for over a decade