Explore the differences! FHA VS Conventional loan programs in Boxborough, Middlesex County, Massachusetts

In 2026, the conventional loan limit in Boxborough, Middlesex County, MA, is $828,000, while the FHA limit for a single-family home is $828,000.

Utilize the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documentation. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in MA for your financial needs.

Review offers from a pool of 100 lenders

2026 Loan Limits and Down Payment Requirements in Boxborough, Middlesex, MA

Loan Type Loan Limit Down payment
Conventional Conforming $828,000 3%
USDA $675,000 0%
FHA $828,000 3.5%

Applies to zip codes: 1719

Explore Conventional and FHA Loan Options in Boxborough, MA

Lendersa® aims to swiftly secure the best Conventional, USDA, or FHA loan with ease. Choose one of three paths to connect with matching lenders and loan programs.

USDA loan request results from Lendersa


Boxborough Lenders

  • Hanscom Federal Credit Union
  • 25 Porter Road, Suite 100, Littleton, MA, 01460
  • Lends in Massachusetts
  • With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.

  • WORKERS CREDIT UNION
  • 119 Russell Street, Littleton, MA, 01460
  • Lends in Massachusetts
  • Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you

  • Best Rate Mortgage LLC
  • 28 Broadway Street, Westford, MA, 01886
  • Lends in Massachusetts
  • Best Rate Mortgage MA was started in 2011 in Charlestown MA and now serves the entire Commonwealth with below market rates and personalized customer service. With loan officers located across the state and equipped with state of the art technology, the mortgage process is easily tailored to those who demand either in-person.

  • Main Street Bank
  • 81 Granger Boulevard, Marlborough, MA, 01752
  • Lends in Massachusetts
  • Main Street Bank is a locally run, independent mutual savings institution serving the Metrowest and northern Middlesex communities of Massachusetts. We believe in working together, so we can do more. We are united under a culture that strives every day to contribute to our communities by providing customer-focused, innovative products

  • St. Mary's Credit Union
  • 46 Lizotte Drive, Marlborough, MA, 01752
  • Lends in Massachusetts
  • St. Mary's Credit Union, headquartered in Marlborough, MA with Retail Branches in Marlborough, Northborough, Hudson, Westborough and Framingham MA is more than a just financial institution: we are also a trustworthy member of the community we serve. As a not-for-profit organization, our purpose is not to take money.

  • JEMS Financial
  • 910 Boston Post Road East, Suite 310, Marlborough, MA, 01752
  • Lends in Massachusetts
  • "JEMS is a Massachusetts-based private lending company offering loans for construction and development projects in in Boston and surrounding cities in MA.

    Owned and operated by two long time real estate development professionals, Richard Olstein and Michael Staiti. Richard and Michael have over 50 years of real estate development, management"

  • Mortgage Unity LLC
  • 67 Forest St, Suite 272, Marlborough, MA, 01752
  • Lends in Massachusetts
  • Mortgage Unity is a full service mortgage brokerage that has been specifically built for the consumer, real estate professional and mortgage professional to work together creating a better consumer experience. By taking a collaborative approach to mortgage finance, Mortgage Unity can effectively and efficiently help consumers finance.

  • Value Mortgage Corporation
  • 11 Eldorado Road, Chelmsford, MA, 01824
  • Lends in Massachusetts
  • As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.

  • The Mortgage Pros
  • 2 Vernon St., Framingham, MA, 01701
  • Lends in Massachusetts
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.