In 2026, the Conventional loan limit in Annapolis, located in the county of Anne Arundel, MD, is set at $726,200, while for a single-family home, the FHA limit is $632,500.
Utilize the Lendersa® Conventional loan calculator to assess today's leading rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in MD for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $466,400 | 0% |
| FHA | $632,500 | 3.5% |
The table is applicable to zip codes: 21401, 21403, 21404, 21411
Lendersa® aims to efficiently secure the best Conventional, USDA, or FHA loans for you, hassle-free. Choose from one of three starting options to connect with matching lenders and suitable loan programs.
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