FHA VS Conventional loan programs in 2025 for Annapolis, Anne Arundel County, Maryland

In 2025, the Conventional loan limit in Annapolis, located in the county of Anne Arundel, MD, is set at $726,200, while for a single-family home, the FHA limit is $632,500.

Utilize the Lendersa® Conventional loan calculator to assess today's leading rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in MD for your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Annapolis, Anne Arundel County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

The table is applicable to zip codes: 21401, 21403, 21404, 21411

Discover Conventional and FHA Loan Options in Annapolis, MD

Lendersa® aims to efficiently secure the best Conventional, USDA, or FHA loans for you, hassle-free. Choose from one of three starting options to connect with matching lenders and suitable loan programs.

Results from Lendersa's USDA loan request matches


  • Premier Capital Mortgage
  • 2730 Poinsettia Drive, San Diego, CA, 92106
  • Gail Faber, an award-winning, NMLS licensed mortgage agent and has more than 18 years’ experience in the industry. She exceeds client expectation by providing excellent customer service. Her strong background in escrow and processing makes her unique as she can provide a faster, more efficient, and easier approval process for her clients.
  • Wenhe Mortgage and Realty
  • 2924 Emerson St, Suite 202, San Diego, CA, 92106
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Shelter Island Capital
  • 2915 Canon St., San Diego, CA, 92106
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • San Diego Funding
  • 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106
  • "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders. San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "
  • United Catholics Federal Credit Union
  • 160 E College Street, Covina, CA, 91723
  • United Catholics Federal Credit Union (formerly St. Christopher’s FCU) was chartered in 1957. Monsignor Bramble and a group of parishioners recognized the benefits of a credit union and through their perceptive vision of finding a way to assist the parish community with their financial needs United Catholics Federal Credit Union was formed.
  • Radiant Financial Inc.
  • 169 E College St, Covina, CA, 91723
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Futura Financial Inc.
  • 750 Terrado Place, Suite 114, Covina, CA, 91723
  • The Futura Financial Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Bluefields Real Estate Services Inc.
  • 324B East Rowland Street, Covina, CA, 91723
  • Bluefields Real Estate vision of success is to offer to you highly competitive products so you can benefit the most from them and at the same time that we are not outbid by other lenders We offer to Home Buyers and Home Owners real estate loans to purchase and refinance your property. The loan types we offer are: FHA, VA and Conventional Loans
  • Lopez Financial
  • 315 E San Bernardino Rd, Covina, CA, 91723
  • Lopez Financial In business founder of the George Lopez is the Mortgage Broker of company since 1993 broad range of residential and commercial loans. We specialize in first time buyers.Residential and Commercial Financing. Offering all types of loans from Conventional, FHA, and VA loans. Face to Face customer service.
  • Prominent 1 Financial Group Inc.
  • 576 South Barranca Avenue, Covina, CA, 91723
  • Prominent 1 Financial Group Inc specialize in all types of financing that will best fit your financing needs. Wholesale Mortgage & Real Estate Broker Owner. I am approved with several Wholesale Direct Lenders, specializing in FHA, VA, Conventional, Jumbo, HUD, USDA and Down Payment Assistance Programs up to 104% Financing.
  • Royal Homes and Loans
  • 658 Shoppers Lane, Covina, CA, 91723
  • Royal Homes and Loans is located on Shoppers Lane in Covina CA specializing in buying and selling real estate, home loans, property management and credit correction. We serve Covina, West Covina, Glendora and the Los Angeles County, Riverside County & San Bernardino County, with professional real estate services.