FHA VS Conventional loan in Edgewater, Anne Arundel County, Maryland

In the year 2025, the conventional loan limit in Edgewater, located in the county of Anne Arundel, MD, is set at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $632,500.

Utilize the Lendersa® Conventional loan calculator to contrast today's Conventional, FHA, and USDA rates. It also helps determine the necessary income, credit score, reserves, and documentation for qualification. Our sophisticated mortgage calculator lets you examine Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most appropriate program for your financial circumstances in MD.

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2025 Loan Limits and Down Payment Requirements in Edgewater, Anne Arundel County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $466,400 0%
FHA $632,500 3.5%

This comparison table is relevant for these zip codes: 21037

Conventional and FHA Loan Possibilities in Edgewater, MD

Lendersa® aims to facilitate access to the best Conventional, USDA, or FHA loans quickly and with minimal hassle. Begin your journey by selecting one of three options that lead to effective lender matches and loan programs.

Lendersa USDA loan request and matching outcomes


  • Financial Access Federal Credit Union
  • 604 13th Ave E, Bradenton, FL, 34208
  • Founded in 1958, Financial Access Federal Credit Union is the only Manatee Chartered Credit Union and is located in Bradenton Florida. In 2018 we celebrated our 60th Anniversary! We are a not-for-profit financial cooperative. This means we make decisions for the benefit of all our customers, whom we call member-owners.
  • Dr. Daniels and Son Investment Real Estate Capita
  • 12313 Portsmouth Terrace, Lakewood Ranch, FL, 34211
  • Dr. Daniels and Son Investment Real Estate Capital offers direct, private money for real estate investments. The Daniels family has been investing in real estate and purchasing Land Contracts and private (seller-held) notes and mortgages for three generations. Allan Daniels has been licensed in Michigan Real Estate since 1988.
  • Life Trust Lending
  • 10022 Marbella Drive, Bradenton, FL, 34211
  • The Life Trust Lending mission is to serve our customers with honesty, integrity and expertise. Our goal is to offer home loans to our clients while providing them with the lowest interest rates and closing costs in the market. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Intrepid Lending Solutions Inc
  • 9112 Alt A1a, Suite 209, West Palm Beach, FL, 33403
  • Intrepid Lending Solutions Inc. will tailor your loan to meet your specific financial situation. We provide a number of services to address your need for an affordable mortgage such as: addressing your credit challenges, recommending Home Buyers Education Courses, provide Mortgage Readiness Planning, Assess and Pre-approve you for a mortgage Loan
  • Rhino Funding Inc.
  • 600 Sandtree Drive, Suite 204 Palm Beach, West Palm Beach, FL, 33403
  • Rhino Funding Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American Savings Bank
  • 312 S. Main St, Tripoli, IA, 50676
  • Since 1899 American Savings Bank a location of Readlyn Savings Bank and the people of Tripoli have worked together to make our town a great place to live. As a reliable and trusted hometown bank, ASB has stood shoulder-to-shoulder with Tripoli through the Great American Century; facing our common challenges head on.
  • Northeast Missouri State Bank
  • 600 South Baltimore, Kirksville, MO, 63501
  • The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.
  • Integrity Lending
  • 9040 Town Center Parkway, Lakewood Ranch, FL, 34202
  • We will treat you with the respect and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.