FHA VS Conventional loan in Chesapeake-Beach, Calvert County, Maryland

In 2025, the conventional loan limit in Chesapeake-Beach, located in Calvert County, MD, is $970,800. The FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to explore today's leading rates for Conventional, FHA, and USDA loans. Identify the required income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in MD best suits your financial situation.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Chesapeake-Beach, Calvert, MD

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the zip codes: 20732

Discover Conventional and FHA Loan Options in Chesapeake-Beach, MD

The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan efficiently. Choose one of three starting points that lead to matching lenders and suitable loan programs.

Outcomes from Lendersa USDA loan request


  • Texas Loan Star, Inc.
  • 2233 Yale Street, Houston, TX, 77008
  • "Texas Loan Star, and we want to welcome you to a new way of financing your home. We are experts in the mortgage lending industry with over 50 years of lending experience on our team. As a direct lender, we are able to fit clients into the “qualification box” by providing alternatives"
  • LOANFI MORTGAGE
  • 5049 Edwards Ranch Road, Suite 04-151, Fort Worth, TX, 76109
  • The loanFi mortgage team is your local mortgage company in Fort Worth. They understand how overwhelming the home loan process can be, but will always educate their clients on all their services offered, to ensure their customer is choosing the best option for their financial goals.
  • Houston Texas Fire Fighters Federal Credit Union
  • 4200 Kolb Street, Houston, TX, 77007
  • HTFFFCU is a full service financial institution located in Houston, Texas. We exclusively serve the Houston Fire Department and their families. This is the official HTFFFCU Facebook page where you are encouraged to participate and engage with the credit union and other fellow members. Ensure that all comments and posts are appropriate
  • Houston Police Credit Union
  • 1600 Memorial Drive, Houston, TX, 77007
  • Originally founded on October 21, 1937, towards the end of the Great Depression, Houston Police Credit Union was created by Houston police officers to establish a financial institution that was owned and operated by the local police force—a financial cooperative. Their mission was to provide reasonably-priced loans
  • Houston Highway Credit Union
  • 8120 Washington Avenue, Houston, TX, 77007
  • Houston Highway Credit Union was chartered by the state of Texas in December 1952 to serve the employees that worked in district 12 of the Texas Highway Department. At the time, this included about 2, 000 employees in Houston and the seven surrounding counties. Since that time, the number of employees and counties has decreased
  • Urban Lending
  • 5023 Washington Avenue, Houston, TX, 77007
  • Urban Living is a full-service real estate company specializing in inner-city lifestyle.We look forward to helping you find your new home by browsing our featured developments, our pre-owned properties, or use our home finder to search 35,000+ properties for sale in Houston.We are setting a new standard in the way real estate business is conducted.
  • Financial Capital Group
  • 112 W. 4th St, Houston, TX, 77007
  • Financial Capital Group is a privately owned residential and commercial real estate finance company based in Texas. We offer a wide range of real estate loan programs. Our goal is to provide the best real estate financial solutions in the constantly dynamic and evolving U.S. Mortgage Market.
  • The Chasewood Bank
  • 20333 State Hwy 249, Suite 100, Houston, TX, 77070
  • Chasewood Bank has been recognized as one of the safest U.S. banks according to MSN and given a 5 star rating by Bauer Financial, Inc, indicating we are also one of the strongest banks in the U.S. While we are proud of such recognition, our number one goal is to stay true to the title of community bank.