Explore the differences! FHA VS Conventional loan programs in Prince-Frederick, Calvert County, Maryland

In 2025, the Conventional loan limit for Prince-Frederick in Calvert County, MD, is $970,800; whereas the FHA limit for a single-family home is $970,800.

Use the Lendersa® Conventional loan calculator to compare the current leading rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding decision-making for the best program in MD for your financial situation.

Explore loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Prince-Frederick, Calvert County, MD

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table relates to the following zip codes: 20678

Conventional and FHA Loan Options in Prince-Frederick, MD

Lendersa® aims to provide the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths that link you with matching lenders and programs.

Results from Lendersa USDA loan requests and matching


  • Safe Harbor Mortgage, llc
  • 4841 Stone Moss Path, Hoschton, GA, 30548
  • In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers
  • Ideal Mortgage Services, LLC
  • 1257 Haslett Rd, Haslett, MI, 48840
  • Ideal Mortgage Services, LLC is a mortgage brokerage owned and operated locally in Haslett. We are licensed to do first mortgages throughout the entire state of Michigan. Ideal Mortgage has a very diverse client base, with all types of credit backgrounds. We are well versed in various types of loans,
  • Metro Mortgage Group
  • 405 E. Main Street, Owosso, MI, 48867
  • We are a small company that takes pride in having a vested personal interest in your financial success. We are a lender, not a broker, so we have a vested interest in your success. To us, an educated buyer is a good buyer. While we maintain a small size, we have strategic partners that allow us to offer all the products the biggest player
  • The Port Austin State Bank
  • 62 East State Street, Port Austin, MI, 48467
  • The original Port Austin Bank building was built in 1884 by Richard Winsor and his associate, Horace G. Snover, to house their successful banking, law and insurance firm of Winsor & Snover. Both men were important factors in the political affairs of that period. Mr. Snover served as a probate judge and also as U.S. Representative.
  • Southern Michigan Bank & Trust
  • 51 W Pearl St, Coldwater, MI, 49036
  • SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.
  • American Wholesale Mortgage Inc.
  • 367 Resource Parkway, Winder, GA, 30680
  • Offering Home buying/refinancing at Wholesale Rates & Costs to Residents in Georgia. We are a family serving families and American Wholesale Mortgage, Inc. is blessed to be a part of your family's story. Thank you for that honor and privilege. Our goal is to provide you the experience, knowledge and support to make sure the process is as easy
  • Homestead Savings Bank
  • 415 S. Superior Street, Albion, MI, 49224
  • Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.
  • Destiny Mortgage Lending
  • Bldg. 417 Crooked Tree Drive, Dawsonville, GA, 30534
  • Destiny Mortgage Lending you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • OMC Employees Credit Union
  • 1186 Old Lower River Road NW, Charleston, TN, 37310
  • O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children*, children’s spouse, siblings, parents*, and grandchildren* are all eligible for membership.
  • CASE Credit Union
  • 4316 S. Pennsylvania Ave., Lansing, MI, 48910
  • CASE Credit Union was chartered in 1936 to serve Lansing area teachers and administrators as Lansing Teachers Credit Union. From operating within Lansing High School with 180 members, today, nearly 85 years later, we serve a membership of over 45,000 members and operate seven branches throughout the Greater Lansing area.
  • Thumb National Bank and Trust
  • 7254 Michigan Avenue, Pigeon, MI, 48755
  • Thumb Bank & Trust has been providing customers with fast, efficient, outstanding service for over one hundred years. Whether we are the new face in your town or an old friend you can count on, know that we believe in building for the future. At Thumb Bank & Trust we actively participate in the communities we serve and strive to meet the challenges